The minimum income is 2.5 times what people get on benefits – but still they are labelled scroungers

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The numbers speak for themselves: Under ‘Adequacy of safety-net benefits’, EVERY SINGLE INCOME GROUP has lost out. While others have suffered a great percentage drop, single working-age people remain the least able to make ends meet.

“How much money do you need for an adequate standard of living?”

That is the question posed every year by the Joseph Rowntree Foundation – and every year the organisation calculates how much people have to earn – taking into account their family circumstances, the changing cost of these essentials and changes to the tax and benefit system – to reach this benchmark.

This year’s research finds:

A lone parent with one child now needs to earn more than £27,100 per year – up from £12,000 in 2008. A couple with two children need to earn more than £20,200 each, compared to £13,900 each in 2008. Single working-age people must now earn more than £16,200, up from £13,500 in 2008;

Despite social and economic change, the list of goods and services different families need to live to an adequate level is very similar to that of the original study in 2008 – but people’s ability to afford them has declined. Overall the cost of a basket of essential items has risen by a massive 28 per cent over six years – much higher than the 19 per cent rise claimed by the official Consumer Price Index – while average wages have increased by just nine per cent and the minimum wage 14 per cent;

Increased tax allowances have eased the pressure somewhat for some households, but the freeze to child benefit and ongoing cuts in tax credits have outweighed this for low-earning families with children.

Out-of-work benefits have fallen further and now provide just 39 per cent of what single, working-age people need to reach a Minimum Income Standard.

On the other hand, pensioner couples who claim all their allowances receive 95 per cent of the amount required.

The bottom line is that the Conservative-led government has been hammering the working poor and people on benefits, while claiming to be helping them. The minimum income necessary for an adequate living standard, according to JRF research, is no less than two-and-a-half-times what people on benefits receive. That is an appalling disparity in the sixth-richest country in the world.

It also creates a danger that more people will look to loan suppliers like the government’s favourite (Wonga) for short-term help – at the cost of going into disastrous long-term debt.

Slow earnings growth and price increases have made all households worse off on average, relative to the MIS, the report has found.

The conclusion is a disaster for the Coalition’s “hardworking” people: “In the past six years the more important determinants of whether low-income households can afford the minimum budget have been the increasing cost of living relative to earnings and benefit cuts for households in and out of work.

“For working families with children, if these cuts continue, the opportunity to reach an acceptable living standard may not improve, even as wages start rising again in real terms.”

And the Conservatives have the cheek to use the slogan “For hardworking people”.

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Why is Tristram Hunt in the Labour Party?

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‘U’ for effort: Why should parents vote ‘Labour’ if Tristram Hunt won’t repair the disastrous harm that Michael Gove has been inflicting on our school system – and our children’s future?

According to shadow education secretary Tristram Hunt, Labour will not repeal Michael Gove’s major – useless – changes to the British school system if it wins the next election. In that case: Why vote Labour?

Gove has proved to be the stupidest education secretary of recent history. His divisive ‘Free Schools’ vanity project is a disaster that has increased costs for children who must get their education miles away when there is a school next door to them, while standards of teaching have plummetted at the new establishments – with unqualified teachers and calamitous Ofsted inspection reports.

Not only has he created appalling imbalances in the school system, but Gove has also de-stabilised his own department, bringing in unqualified ‘advisors’ to overrule seasoned civil servants on major decisions. The result has been wide-scale demoralisation, with many experts leaving the profession, their experience lost forever.

The agenda, as far as it is possible to see one, seems to be to maim the state education system so badly that it will be unable to compete with privately-run schools on any level, meaning the sons and daughters of the rich will be able to beat state school pupils to the choicest jobs.

Now, Tristram Hunt – whose political beliefs appear to be so amorphous that he could belong to any one of the major political parties – says he won’t sort out any of the problems Gove has been creating. He says that would be “tinkering”.

Many of Gove’s reforms “built on” Labour ideas, he told the BBC.

Those were bad ideas, Tristram. For a man who is supposed to be well-educated, you don’t seem to notice much, do you?

We currently have a system stuffed with so many kinds of school it must be impossible for parents to work out what’s best for their pupils, even if they have a decent choice available to them.

In practice, it seems, there is little difference between them as none seem capable of providing the education that people need. As a writer, I have seen the quality of written English nosedive over the past 30 years. Tristram Hunt will do nothing to change that. So why vote Labour?

Instead of having Free Schools, academies, grammar schools or whatever silly name people want to give them, why can’t we just have schools?

Hunt does put forward some useful ideas in his BBC interview but – having seen what he thinks of the Gove policies – it is hard to have faith that he can carry them out adequately.

He says the Free Schools policy has been wasteful in adding new places where there is already a surplus – and any new schools should be built where there is a shortage.

Also, Labour would put resources into technical and vocational education in a change from previous policy – which attempted to funnel half of school leavers into university, whether they deserved the extra education or not.

These are practical ideas, but if the system is not based on solid principles, they will not make any difference at all.

Mr Hunt is himself an educated man and must be made to see that his policies are ridiculous. He should receive a ‘U’ for effort and be made to take his exams again.

And, while Ed Miliband is putting people like this on his front bench, the question remains: Why vote Labour?

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Storm in a scrapyard over Hughes – while Osborne should be arrested

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Making out like a bandit: George Osborne has pocketed £1 million by using taxpayers’ money. Should he be jailed for fraud?

I can’t see any reason to make a fuss over Simon Hughes.

The Liberal Democrat deputy may have failed to declare – fully – a £10,000 donation from a scrap metal firm. Big deal. He did not see any of the money himself. Apparently there’s another donation of £15,000 from a cruise company. Hughes was the speaker at a Christmas cruise on the Thames, operated by this company, and has spoken about both firms in Parliament. It looks like straightforward ‘cash-for-questions’, if there’s truth to it.

Isn’t it more interesting that this should come to light on the same day that I read about George Osborne and his paddock?

This is not an allegation but fact: Osborne – who is, let’s remember, the Chancellor of the Exchequer, and therefore should know the rules extremely well – included the mortgage for a paddock in his taxpayer-funded expenses.

He bought a farmhouse in Cheshire, along with the neighbouring land, for £455,000 in 2000, before he became an MP – but then, between 2003 and 2009, he claimed up to £100,000 in expenses to cover mortgage interest payments on both the land and the building. The mortgages were interest-only. After 2003, he never paid a penny himself.

When he re-mortgaged in 2005, he increased the amount to £480,000 – again on an interest-only basis – to cover the intial purchase costs and £10,000 for repairs. He was using public money to claw back his outlay on the property, so from then on, none of the money paid on that building or land was paid by Mr Osborne. It all came from the taxpayer.

During the MPs’ expenses scandal of 2009 we learned that he had “flipped” his second home allowance onto the property and increased the mortgage. What we didn’t know was that the expenses payments were not just for the house, but for the paddock as well; it is registered separately with the Land Registry.

Osborne sold the house and the land – both of which are now firmly established as having been funded with your money, not his – last year, for £1 million. That’s more than double the original price. He has pocketed that money; the taxpayer won’t get any of it back.

So he has exploited us to make £1 million for himself.

Make no mistake – this was not a necessary expense to help him discharge his Parliamentary duties; it was a property scam.

Because the money was claimed as a Parliamentary expense, I think there are grounds for a fraud inquiry. It seems like an open-and-shut case of obtaining a pecuniary advantage by deception (Theft Act 1968, section 16).

Let’s also remember that this is a man with what I believe is known as “form”. Earlier this year he was caught in the First Class compartment of a train, having paid only a Standard Class fare. Again, he had obtained an advantage via deception.

Did he pay any penalty for the railway incident? I’ve heard nothing. Will he pay a penalty for this £1 million wheeze? I doubt it.

But you should remember it, next time you see him telling you that his latest plan to squeeze the last vital pennies from your bank accounts are “fair”.

And you should pay particular attention to this comment from him, made when he became Chancellor (and therefore while he was still claiming the mortgage on expenses, before making the sale): “I took a pay cut, and froze my pay on taking this job, took a pay cut from the previous chancellor, the Labour chancellor, in order to show that politicians weren’t going to get away with it.”

He seems to think he can.

I find it extremely dubious that the allegations about Hughes should take pride of place on certain news media websites, while the facts about Osborne appear to be all but brushed under the carpet.

My opinion: Osborne should be arrested and remanded in custody (without bail – the risk that he might abscond would be too great) until a trial can take place.