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Public consultation on anti-democratic trade deal – a sham?

22 Wednesday Jan 2014

Posted by Mike Sivier in Business, Corruption, Democracy, European Union, Law, People, Politics, Public services, UK, USA

≈ 21 Comments

Tags

agreement, anti, any willing provider, arbitrator, CCG, code of conduct, consult, corporation, David Cameron, democratic, dispute, EU, European Commission, free trade, G8, Health and Social Care Act, healthcare, investment, investor, ISDS, Karel De Gucht, loophole, Mike Sivier, mikesivier, National Health Service, NHS, OpenDemocracy, partnership, people, politics, private, protection, public, public interest, regulate, regulation, section 75, settlement, sham, state, trade, transatlantic, transnational, TTIP, US, Vox Political


140115TTIP

The European Union’s trade commissioner, Karel De Gucht, reckons he’s going to consult the public over the controversional Transatlantic Trade and Investment Partnership – the EU/US free trade agreement.

He says he is determined to strike the right balance between protecting EU firms’ investment interests and upholding governments’ right to regulate in the public interest.

Bear in mind, this is for the investment part of the deal, which includes investment protection and the red-hot disputed subject of investor-to-state dispute settlement, where firms would be allowed to sue governments if regulations got in the way of their profits, as the deal currently stands.

A proposed text for the investment part of the talks will be published in early March.

“Governments must always be free to regulate so they can protect people and the environment. But they must also find the right balance and treat investors fairly, so they can attract investment,” said Mr De Gucht.

“Some existing arrangements have caused problems in practice, allowing companies to exploit loopholes where the legal text has been vague.

“I know some people in Europe have genuine concerns about this part of the EU-US deal. Now I want them to have their say… TTIP will firmly uphold EU member states’ right to regulate in the public interest.”

Do you believe him?

The European Commission wants to use TTIP to improve provisions already in place that protect investments by EU-based companies in the US, and vice versa.

In practice, we are told, there would be a require for this protection to defer to states’ right to regulate in the public’s interest.

There would also be new and improved rules, including a code of conduct, to ensure arbitrators are chosen fairly and act impartially, and to open up their proceedings to the public. This comes after significant unrest about arbitrators being chosen exclusively from big business, with a natural bias towards the interests of their employers.

It seems “no other part of the negotiations is affected by this public consultation and the TTIP negotiations will continue as planned”.

Is this the only part of the deal that affects the public interest, then?

I don’t know. The TTIP negotiations have been shrouded in mystery since they began last June. Can anyone outside the talks – and those taking part are sworn to secrecy – say they are an expert?

Since the talks began, the Commission has held three rounds of consultations with stakeholders – big businesses operating in both Europe and the USA “to gather the views and wishes of the public and interested parties across Europe”, it says here.

“The Commission has also done public consultations before the start of the TTIP negotiations.” Have you taken part in any such negotiations?

The rationale behind the talks is that the EU is the world’s largest foreign direct investor and the biggest recipient of foreign direct investment (FDI) in the world, so it must ensure that EU companies are well-protected when they invest in countries outside the EU. This involves reciprocal agreements to protect foreign companies.

“Investment is essential for growth, for jobs and for creating the wealth that pays for our public services, our schools, our hospitals and our pensions,” the argument goes. But who gets the wealth? The people who work to make it – whose living and working conditions are likely to be reduced dramatically to lowest-common-denominator terms? Or the company bosses who are ironing out the terms of this agreement while most of us are being told to look the other way?

Let’s look at an example of this in action. According to OpenDemocracy.net, the TTIP talks “could see England’s NHS tied into a privatised model semi-permanently.

“A US/EU Free Trade Agreement… will ‘dismantle hurdles to trade in goods, services and investment’ and ‘make regulations and standards compatible on both sides’.

“The EU has already stated that ‘certain “sensitive” sectors will require more negotiation’ but that ‘no sectors would be excluded from the deal completely’. David Cameron has stated such an agreement is one of his key aims during the UK’s leadership of the G8 group this year.

“The Health and Social Care Act’s Section 75 is an example of legislation guided by the principles of this overarching trade agreement. It breaks the NHS up into little parcels (the CCGs) that must offer their contracts to any willing provider. If a private provider feels they have been unfairly excluded from a contract, they can use Section 75 to take legal action… This legislation may have been written specifically to pave the way for international free trade involving the NHS.

“The idea [is] that the Health and Social Care Act was developed to allow foreign transnational corporations to profit from NHS privatisation.

“Even worse is the idea that, once passed, an international trade agreement will leave us irreversibly committed to privatising the NHS. Even with a change of government and the repeal of the Act, we’d be facing the insurmountable obstacle of international competition laws.”

The article demands that the government must be clear with the public – will our health service be opened to multinational business as part of this trade agreement?

Leftie politics sheet the New Statesman agrees: “This will open the floodgates for private healthcare providers that have made dizzying levels of profits from healthcare in the United States, while lobbying furiously against any attempts by President Obama to provide free care for people living in poverty. With the help of the Conservative government and soon the EU, these companies will soon be let loose, freed to do the same in Britain.

“The agreement will provide a legal heavy hand to the corporations seeking to grind down the health service. It will act as a Transatlantic bridge between the Health and Social Care Act in the UK, which forces the NHS to compete for contracts, and the private companies in the US eager to take it on for their own gain.

“It gives the act international legal backing and sets the whole shift to privatisation in stone because once it is made law, it will be irreversible.

“Once these ISDS tools are in place, lucrative contracts will be underwritten, even where a private provider is failing patients and the CCG wants a contract cancelled. In this case, the provider will be able to sue a CCG for future loss of earnings, causing the loss of vast sums of taxpayer money on legal and administrative costs.

“Even more worrying is that, once the TTIP is enacted, repealing the Health and Social Care Act in the UK will become almost impossible.”

The public has the democratic right to contest the agreement, and fight for a health service that protects them, the Statesman says, “but how can they when MEPs do nothing to inform opinion or gather support back home? The NHS is in a very precarious position. It seems that soon, with the help of Brussels, its fate will be sealed.”

Would you like your MEP to speak up for you – in other words, to do what he or she was elected to do and actually represent your interests? Then why not get in touch and ask why they’ve been so quiet about this for so long? It’s easy – you can find their contact details here.

The EU has released a ‘factsheet’ summarising how it would like you to understand changes to existing investment protection rules and the ISDS system.

The previous Vox Political article about TTIP is here.

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The biggest threat to democracy since World War II – and they tried to keep it secret

04 Wednesday Dec 2013

Posted by Mike Sivier in Business, Corruption, Economy, Employment, European Union, People, Politics, UK, USA

≈ 49 Comments

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America, arbitration, bank, bias, Britain, bureaucrat, business, Caroline Lucas, cigarette, citizen, Coalition, compensation, Conservative, corporate, court, democracy, Democrat, dispute, environment, EU, Europe, European Commission, european union, Eurosceptic, finance, financial, free trade, George Monbiot, government, green, growth, health, independence, investment, investor-state, jobs, Kenneth Clarke, Labour, lawyer, Lib Dem, Liberal, lobbyist, manage, MEP, Mike Sivier, mikesivier, mine, mining, overrule, Packaging, panel, Parliament, partnership, people, plain, politics, protection, regulation, safety, settlement, shale, sovereign, sue, Tories, Tory, trade, transatlantic, transparency, Transparency of Lobbying Bill, TTIP, UK, undermine, United States, US, Vox Political


Corporate trade a-greed-ment: Notice that this image of the Transatlantic Trade and Investment Partnership has mighty corporations straddling the Atlantic while the 'little' people - the populations they are treading on - are nowhere to be seen. [Picture: FT]

Corporate trade a-greed-ment: Notice that this image of the Transatlantic Trade and Investment Partnership has mighty corporations straddling the Atlantic while the ‘little’ people – the populations they are treading on – are nowhere to be seen. [Picture: FT]

The Transatlantic Trade and Investment Partnership is bitter pill for anyone to swallow, if they have spent any time defending Britain’s membership of the European Union.

The partnership between the EU and the United States would open America to the kind of free trade deals that have been going on in Europe ever since the original Economic Community was formed – but there is a problem.

It isn’t a problem for businesses; they are in line to get a deal better than anything ever experienced in the world of trade. Citizens and national governments, on the other hand – you, me, and the people who represent us – will be railroaded.

This is because the agreement includes a device called ‘investor-state dispute settlement’, which allows corporate entities to sue governments, overruling domestic courts and the will of Parliaments.

In other words, this could be the biggest threat to democracy since World War II.

In the UK, it could be used by shale mining companies to ensure that the government could not keep them out of protected areas, by banks fighting financial regulation, and by cigarette companies fighting the imposition of plain packaging for cigarettes. How do we know? Because these things are already happening elsewhere in the world.

If a product had been banned by a country’s regulators, the manufacturer will be able to sue them, forcing that state to pay compensation or let the product in – even if this undermines health and safety laws in that country.

It seems that domestic courts are deemed likely to be biased or lack independence, but nobody has explained why they think the secretive arbitration panels composed of corporate lawyers will be impartial. Common sense says they’ll rule for the profit, every time.

Now ask yourself a question: Have you ever heard about this?

Chances are that you haven’t – unless you have read articles by George Monbiot (one in The Guardian this week prompted this piece) or have insider knowledge.

The European Commission has done its utmost to keep the issue from becoming public knowledge. Negotiations on the trade and investment partnership have involved 119 behind-closed-doors meetings with corporations and their lobbyists (please note that last point, all you supporters of the government’s so-called Transparency of Lobbying Bill), and just eight with civil society groups. Now that concerned citizens have started to publicise the facts, the Commission has apparently worked out a way to calm us down with a “dedicated communications operation” to “manage stakeholders, social media and transparency” by claiming that the deal is about “delivering growth and jobs” and will not “undermine regulation and existing levels of protection in areas like health, safety and the environment” – meaning it will do precisely the opposite.

Your Coalition government appears to be all for it. Kenneth Clarke reckons it is “Scrooge-like” to inflate concerns about investor protection and ignore the potential economic gains – but if the US-Korea Free Trade Agreement is any yardstick, exports will drop and thousands of jobs will be lost.

Green MP Caroline Lucas has published an early day motion on the issue – signed by a total of seven fellow Parliamentarians so far.

Labour MEPs are doing their best to cut the ‘investor-state dispute settlement’ out of the agreement, but they are fighting a lonely battle against the massed forces of greed.

So now ask yourself a second question: Why is the European Commission lying to Britain when we are already halfway out of the door?

Britain is not happy with the European Union or its place within that organisation. People think too much of their national sovereignty – their country’s freedom to do what it wants – is being stripped away by faceless bureaucrats who do not have the best interests of the population at heart. Now the European Commission is trying to foist this upon us.

For Eurosceptics in Parliament – of all political hues – this is a gift. For those of us who accept that we are better off in Europe – as it is currently constituted and without the new trade agreement – it is a poisoned pill.

Are we being pushed into a position where we have to choose between two evils that could have been avoided, if only our leaders had had an ounce of political will and an inch of backbone?

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Why listen to naysayers when Labour has so many reasons to be cheerful?

26 Monday Aug 2013

Posted by Mike Sivier in Benefits, Business, Conservative Party, Corruption, Disability, Economy, Employment, European Union, Health, Housing, Immigration, Justice, Labour Party, Law, Liberal Democrats, Media, People, Politics, Poverty, Public services, Television, UK, unemployment

≈ 22 Comments

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A strong hand: Ed Miliband has plenty of ammunition with which to hammer the Conservative-led Coalition this autumn - but using it would mean a break from his recent policy direction. Does he have the stomach for it or will he continue to ignore the majority of Labour supporters and favour an inner circle of advisers who have, so far, served him poorly?

A strong hand: Ed Miliband has plenty of ammunition with which to hammer the Conservative-led Coalition this autumn – but using it would mean a break from his recent policy direction. Does he have the stomach for it or will he continue to ignore the majority of Labour supporters and favour an inner circle of advisers who have, so far, served him poorly?

Vox Political reblogged a post on the Skwawkbox blog yesterday, identifying a commonplace tactic used by members and supporters of the Coalition government.

It works like this: You make an assertion in the media that will harm your opponents, even though you have no evidence to back it up. You argue your case vehemently, refusing to accept any alternatives to what you are saying. And when the evidence comes in and it’s against you, you say it is a stitch-up and continue claiming both the moral and factual victory.

This is what the Conservative Party has been doing, loudly and continually. Look at its record on the NHS and on social security reforms and you’ll see that this assertion is supported by fact. Now, more factual evidence has arrived to undermine other Tory claims.

In spite of this, the Labour Party presents the appearance of an organisation torn by inner disagreement, after several high-profile figures broke ranks to criticise the leadership for failing to go on the attack during the summer, when the Conservative-led Coalition was vulnerable on any number of levels.

The BBC ran a story in which Labour’s Tessa Jowell warned that public criticism of Labour leader Ed Miliband by party colleagues creates an “unappealing sense of toxic disunity”.

We’ll come back to the BBC shortly, but for now it is enough to say the story quoted an article by Dame Tessa in the Observer, claiming that “disloyalty” of this kind risked handing the next election to the Tories.

She wrote: “There is… nothing constructive in publicly delivering ‘helpful advice’ that could be much better delivered quietly in private,” but for all we know, Mr Miliband’s critics had already done this, only for him to turn a deaf ear.

She is wrong, of course. Those people spoke up because they believed that their leader has been ignoring the mountain of evidence piling up against the Coalition – evidence that he could use to pummel David Cameron and Nick Clegg into the dust long before the next election; that Mr Miliband is unaccountably trying to avoid criticism from the likes of the Daily Mail and the Daily Express, in an attempt to court the right-wing readership of those papers; and that he would get more respect from those people – and win back disenchanted Labour voters – if he acknowledged and supported the evidence against the Coalition’s policies and set out opposing plans that mapped out a different course for the UK, one that might actually have a chance of success.

There are so many ways to strike against the web of so-called ‘myths’ (in fact outright lies) spread by the Conservatives since they came into office with the Liberal Democrats that it is hard to know where to start.

Let’s begin with the report by the international doctors’ organisation Medecins Du Monde (Doctors of the World), stating very clearly that the claim, by Health Secretary Jeremy Hunt, that health tourism is rife in the UK, is nonsense.

In a policy briefing, the organisation stated: “Seven years of data… shows that service users had, on average, been living in the UK for three years before they tried to access healthcare. Only 1.6 per cent of people using the service had left their country of origin for personal health reasons.”

Concentrating on one particular illness, “Research carried out by Terrence Higgins Trust and George House Trust found that people living with HIV using their services had been resident in England for between 12-18 months before testing positive for HIV. If access to HIV drugs had been their motivation for coming to England, they would have been unlikely to wait so long to become eligible for life-saving treatments.”

Therefore, “Research by Doctors of the World’s European network indicates no correlation between accessibility of healthcare to migrants and migration patterns.”

The government has made health tourism a major part of its anti-immigration campaign, claiming that it costs the taxpayer a fortune, but even this was rubbished by the professionals: “Current estimates vary greatly, although last year the NHS estimates it spent £33 million treating foreign nationals and wrote off £12 million of this sum. This represents about 0.01 per cent of the £107 billion NHS budget. These sums are considerably less than the net contribution made to the UK by migrants of 1.02 per cent of GDP, or £16.3 billion, according to the OECD.”

Just 0.01 per cent of the NHS budget is lost treating foreign nationals who do not pay – even less than the 0.7 per cent of the social security budget that is lost to fraud, according to DWP figures. But the government talks up these comparatively tiny amounts as though they will topple us all into bankruptcy (impossible).

One might almost believe there was an intention to distract us from something else. Remember, the Conservatives are well-practised at ‘bait-and-switch’ fraud, as mentioned in an earlier article. Perhaps they don’t want us examining their lackadaisical attempts at pretending to counter corporate tax avoidance that costs up to £120 billion per year? Or maybe they don’t want us thinking about what could have been done to restore respectability to our bankers after the financial crisis they caused.

Meanwhile, Tory claims that the Bedroom Tax – I said the BEDROOM TAX – would cut the Housing Benefit bill by £480 million have been destroyed after Labour MP Karen Buck retrieved figures from the House of Commons library, showing that the cost will in fact increase by £1.5 billion this year – and still further over the next three years.

The Mirror reported that this is because more than 40,000 more people have claimed HB since this time last year, with the biggest pressure coming from working people who need help with housing costs because their wages no longer cover them, especially since private landlords have increased rents by an inflation-busting three per cent over the last 12 months.

Meanwhile, councils have been forced to rehouse victims of the Bedroom Tax from cheaper social housing into more expensive private rented properties, creating more unwanted extra costs.

It was previously reported that larger social housing is going empty because people do not want to move in and then fall foul of the Bedroom Tax. I can’t currently find the reference for that, but if anyone can help out, please send in a comment with the link.

The SPeye blog has filed an alternative take on Housing Benefit, which claims that the current amount paid by the taxpayer on HB, at £23.77 billion, is £5.77 billion more than George Osborne predicted in 2010 when he said his changes to HB meant it would be “controlled and reduced” from £20 billion in that financial year to £18 billion by 2014-15.

This blog is highly critical of Labour’s reasoning, as reported in the Mirror story, but then comes up with an even greater loss to the taxpayer, caused by the Conservatives’ changes.

Back to the NHS now, where the Coalition government has spent £1.4 billion on redundancy payoffs, rather than care, since it came to power. This can be added to more than £3 billion that was spent on the pointless and unnecessary top-down reorganisation that David Cameron promised, prior to the 2010 election, would not take place.

The government has claimed that the redundancies will save £1.5 billion per year, which will be reinvested in patient care – but this will only bring annual spending back up to just above where it was when Labour left office, as it was revealed at the end of 2012 that annual spending on the NHS has dropped by nearly £1 billion. The government has stated that spending will have increased by £12.7 billion by 2014-15 which, in financial terms, is next year.

The Coalition lied when it said changes to the planning system would protect the Green Belt. This land, “intended to provide countryside access for urban dwellers and ensure conservation of nature, as well as maintaining agriculture and forestry” according to a BBC website article, is being eroded away with the help of new rules introduced by the Coalition, with planning applications on Green Belt land in England almost doubling from 81,000 homes in 2012 to 150,000 this year.

The government said protection was being maintained but the Council for the Protection of Rural England said the Green Belt was under threat. Who do you believe?

The announcement that the UK economy grew by 0.7 per cent, rather than 0.6, has been greeted rapturously by the Coalition, whose representatives have claimed that it shows the economy has moved “from rescue to recovery”. This is, of course, utterly ludicrous. There is no way an improvement of this kind – after years of economic flatlining thanks to Coalition policies – can be claimed as either evidence of a sustained recovery or evidence that Coalition policies are responsible for the improvement. The weakness of the upturn suggests the change brought on by conditions that would have arisen, whether the Coalition had tinkered with the economy or not.

Thankfully Michael Meacher has returned, after a brief holiday from blogging, to give us chapter and verse. “Today’s announcement by the ONS that its initial 0.6 per cent growth estimate for the second quarter of this year has now been upgraded to 0.7 per cent is insignificant when put into perspective against the recoveries of the five other UK recessions in the previous 100 years,” he writes.

“This time the economy still remains 3.3 per cent below its pre-crash level in 2008, while at the same stage of cycle (ie five years on from the crash) it was nearly FIVE per cent above the pre-crash level in the early 1980s, SIX per cent above pre-crash in the 1920s, SIX per cent above pre-crash again in the early 1930s, SEVEN per cent above pre-crash in the early 1970s, and nearly 10 PER CENT above pre-crash in the 1990s.” (Caps and italics mine)

“Come on, at this stage 0.7 per cent is to be apologised for – both historically and in comparison with other other economies emerging from recession this time round – Britain still three per cent down, but France one per cent down, Germany two per cent up, the US four per cent up and Canada six per cent up.”

The above stories emerged over the past couple of days. Look back over the rest of August and we have:

  • The revelation that the upcoming Lobbying Bill will do nothing to prevent professional lobbyists from influencing Parliament unduly, but will attack your right to campaign politically in “an outrageous attack on freedom of speech”.
  • The revelation that a ‘top ten’ list of benefit fraudsters, reported by right-wing newspapers, does not exist.
  • Information that the government may be corruptly supporting fracking because several of its members have stakes in fracking firms.
  • Home Office vans stirring up racism in London.
  • Conservative plans to abolish the human rights of everybody in the UK, in order to inflict a dangerous and exploitative regime on working people that will amount to slavery.
  • The revelation that recent attacks on the NHS for causing needless deaths have been blown out of proportion in order to make public opinion more receptive to further privatisation.
  • The revelation that the DWP is spending £1.3 million on extra staff who have been calculating the government’s flagship benefits cap – perhaps its only popular policy – because the computer system needed to do the job has not yet been built. Ministers had no intention of admitting this and the information only became public after it was discovered by somebody else.
  • And then there’s the fact that the fundamental claim of the Coalition government – that the financial crisis of five years ago happened because Labour overspent massively and mishandled the economy – was absolute and total groundless fabrication. Labour in fact handled the economy responsibly, even when the financial crisis hit.

That has to total more than 10 ways in which Labour could undermine the Coalition. All Mr Miliband has to do is open his mouth and tell people about them in ways that will be reported by the media.

And on that subject: If and when he does, and it is reported by the BBC, we can all be certain that right-wing commentators will claim that this is because the BBC is full of pinko left-wingers who support Labour. Let’s put that myth to rest as well.

A lecturer at Cardiff University has checked the facts and found that the BBC has a broadly right-wing bias. The study showed that the government of the day generally gets more airtime than anyone else (natural considering it is making policy and actually carrying out the business of government) but in reporting of immigration, the EU and religion, in 2007 Gordon Brown’s appearances on the BBC outnumbered David Cameron’s by less than two to one, while in 2012, Cameron’s outnumbered Ed Miliband’s by around four to one. The same ratios occurred for other prominent members of each party. When reporting of all topics is taken into account, Conservative politicians were featured more than 50 per cent more often than those from Labour in both 2007 AND 2012.

Going into the autumn Parliamentary session, Ed Miliband has a strong hand to play – if he has the stomach for it. And if any of the media try to suppress his arguments, he can just point to the evidence of right-wing bias and tell them they need to clean up their act just as much as the Coalition.

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Are British workers being lured into health insurance that will never pay out?

22 Monday Apr 2013

Posted by Mike Sivier in Benefits, Business, Corruption, Crime, Disability, Health, People, Politics, UK

≈ 8 Comments

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Atos, back, biopsychosocial, British, chronic, Coalition, Department of Social Security, Disability Living Allowance, DLA, Employment and Support Allowance, ESA, fatigue, fibromyalgia, George Engel, government, health, healthcare, IB, illness, Incapacity Benefit, income, insurance, Lyme disease, mental, model, Multiple Sclerosis, nervous, pain, Personal Independence Payment, Peter Lilley, PIP, plan, protection, self-reported, subjective, syndrome, UK, unum, up, WCA, work, work capability assessment


unum

Working people in the UK could be facing a huge drain on their income, if they join an insurance scheme being offered by a discredited American firm.

It seems that the company behind the hated Work Capability Assessment that has denied disability benefits to thousands of genuinely sick and disabled people, has begun a mass-marketing campaign to encourage able-bodied members of the British public to invest in ‘Income Protection Insurance’, and another scheme known as the ‘Back-up Plan’.

This insurance scheme is only available via the workplace, and it is understood that it has been designed to ensure that the company can resist paying out whenever a claim is made.

In other words, if you join the scheme, you will be giving away your money to a criminal firm. If you become ill or suffer disability in the future, you will not receive a single penny of the insurance money that is due to you.

That is the allegation against Unum Insurance, the American giant that has spent more than two decades advising successive British governments on how to avoid paying sickness and disability benefits to the most deserving claimants in our society.

If you have been contacted in the workplace and offered a chance to take out this insurance, please get in touch. Your experience of this system and insights into its operating procedures could be invaluable.

For those who don’t know the Unum story, you can read some of it here. Unum’s bosses devised their current system to combat the rise of ‘subjective’ illnesses such as ‘chronic pain’, ‘chronic fatigue syndrome’, fibromyalgia, multiple sclerosis, Lyme disease.

The solution devised by the bosses was to reduce the number of successful claims it paid out, by aggressively disputing whether the claimant was ill. So the company skewed its medical examinations to its own favour by questioning illnesses that were “self-reported”, labelling some disabling conditions as “psychological”, and playing up the “subjective” nature of “mental” and “nervous” claims.

The acknowledged basis for this attitude is the Biopsychosocial Model of illness, developed by the psychiatrist George Engel – but it’s a bastardised version, removing the bio- and -social aspects and concentrating on the ‘psycho’. This version of the theory, as used by Unum, has been utterly discredited. It is nonsense, totally disregarding such inconvenient medical procedures as diagnosis and prognosis, or limited life expectancy.

But it proved a great success for Unum – so much so that the UK government sought advice from the company in the early 1990s, when Peter Lilley was running the Department of Social Security. He wanted to reduce the number of disability claimants on his books, and Unum was only too happy to help out. It has been at the heart of disability benefit policy ever since.

We have Unum to thank for the Work Capability Assessment (administered by another private firm, Atos – an IT firm that has no expertise in healthcare, even though that word occasionally appears on its company logo). The recommendations made by Atos representatives, following these assessments, have led to the deaths of at least 73 genuinely ill people every week (according to government figures that are now almost a year old), who have claimed Employment and Support Allowance (formerly Incapacity Benefit). The real figure may be much higher.

The Coalition government considers this to be a great achievement and has now begun expanding the Work Capability Assessment regime to cover claims for Disability Living Allowance, now branded the Personal Independence Payment, with criteria that are much more difficult to achieve.

We can all expect many more deaths to arise from this.

Now, it seems, Unum believes the UK is ripe for bleeding – and that is why it is trying to sell its bogus insurance to working people here.

If you have been contacted, please get in touch.

For further information (with annotations pointing to the really damning evidence) see ‘The Hidden Agenda’ by disability researcher Mo Stewart.

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  • Mike Reads The Marvels: Fantastic Four #1
  • Boris Johnson’s Covid-19 u-turns (Pandemic Journal: June 17)

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