Bankers who torpedoed the economy are set to get away with it after all

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Andrew Green QC, Andy Hornby, bank, banker, Banking Standards, Coalition, Conservative, crisis, David Cameron, Democrat, economic, economy, FCA, financial, Financial Conduct Authority, Financial Services Authority, fred goodwin, fred the shred, FSA, fund, George Osborne, government, HBOS, James Crosby, Johnny Cameron, Lib Dem, Liberal, Lord Stevenson, maxwellisation, Mike Sivier, mikesivier, Mirror, Parliamentary Commission, pension, Peter Cummings, politics, Private Eye, RBS, recession, Robert Maxwell, Royal Bank of Scotland, Tom McKillop, Tories, Tory, Vince Cable, Vox Political

Not even this many: This Economist cartoon paints a false picture of the situation. The magazine has stated: “In Britain, which had to bail out three of its biggest banks, not one senior banker has gone on trial over the failure of a bank.”

Here’s a word that should be in all our dictionaries but probably isn’t: ‘MAXWELLISATION’.

It refers to a procedure in British governance where individuals who are due to be criticised in an official report are sent details in advance and permitted to respond before publication. The process takes its name from the late newspaper owner Robert Maxwell, who fell off a yacht after stealing the Mirror Group’s pension fund.

Maxwellisation is how the irresponsible bankers who caused the economic recession, out of which some of us have just climbed according to the latest figures, are likely to get away Scot (and the word is used most definitely in reference to the land north of England) free.

Current folk wisdom has it that most of us are still unhappy about the banking crisis. We want to see heads roll.

This is a serious headache for the Coalition government, according to Private Eye (issue 1371, p33: ‘Call to inaction’) – because almost nobody involved in that fiasco is likely to suffer the slightest inconvenience.

They really are going to get away with it because the government of the day really is going to let them.

It seems that Andrew Green QC has been hired to find out whether action could and should be taken against those who bankrupted HBOS, beyond corporate lending chief Peter Cummings, who has already been banned for life from the industry and was fined half a million pounds in 2012.

That might seem a lot of money but the HBOS crash, along with that of the Royal Bank of Scotland, cost the taxpayer £60 billion (along with who-knows-how-much in interest payments).

Mr Green has also been asked why HBOS chief executives James Crosby and Andy Hornby were untouched, along with chairman Lord Stevenson.

For the facts, he need look no further than what happened with RBS, the Eye reckons.

In 2010, the Financial Services Authority – discredited forerunner to the FCA – allowed (allowed!) RBS’s top investment banker Johnny Cameron to ban himself from another senior banking job. The following year it pronounced chief executive Fred ‘The Shred’ Goodwin and chairman Sir Tom McKillop effectively blameless. Mr ‘The Shred’ was stripped of his knighthood, however.

This whitewash appears to have been an embarrassment for business secretary Vince Cable, who announced in December 2011 that he wanted to prosecute, disqualify as directors or ban from the financial sector those responsible at RBS and passed his request for disqualification up to the Scottish law officers in early 2012.

He is still awaiting an answer, it seems.

Back to HBOS, where Cable has made “similar disqualification noises”, according to the Eye, after a “highly critical” report from the Parliamentary Commission on Banking Standards last year.

Unfortunately for him, not only is HBOS also based in Scotland, so any proceedings may have to follow a similar path to those involving RBS, but also the FCA’s report into the bank’s failure is currently “unfinished”.

This is because it is being “Maxwellised” – according to the Eye, “whereby lawyers for those in the frame (if allowed) remove anything critical of their clients”.

The report continues; “With RBS, ‘Maxwellisation’ took several months and resulted in the whitewash that made any future action against those found not guilty difficult, if not impossible.

But the public wants heads to roll! Will anybody get what’s coming to them?

According to the Eye, the answer is a qualified “yes”.

Only one boss of HBOS still has links with any organisation regulated by the FCA – James Crosby is a director of the Moneybarn sub-prime car finance group and its parent, the Duncton Group. The FCA took over regulation of the consumer loan industry in April and has until December 2015 to provide full approval to the Moneybarn operation. The Eye states: “By then chairman Crosby would have to pass its ‘fit and proper’ test. He is completely unauthorised. So, a low-hanging scalp.”

Beyond that, expect “a wringing and washing of Coalition political hands, blaming legal loopholes, failures of others and it-was-all-a-long-time-ago”.

It is possible that other directors could be offered the Johnny Cameron deal – agree not to be a director for a few years “and this will all go away quickly and cheaply with no public hearings”.

Cable – along with George Osborne, David Cameron and any other Coalition MP who claimed that they were making laws to ensure the bankers responsible would face prison sentences – will simply walk away from the whole affair and hope that you forget about it.

Are you going to let that happen?

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The minimum income is 2.5 times what people get on benefits – but still they are labelled scroungers

Tags

adequate, benefit, benefits, Child Benefit, Conservative, Consumer Price Index, couple, CPI, debt, Democrat, earn, for hardworking people, government, increase, joseph rowntree foundation, JRF, Lib Dem, Liberal, living, loan, Mike Sivier, mikesivier, minimum income, out of work, pension, people, politics, price, rise, scrounger, social security, standard, tax allowance, tax credit, Tories, Tory, unemployment, Vox Political, wage, welfare, Wonga

The numbers speak for themselves: Under ‘Adequacy of safety-net benefits’, EVERY SINGLE INCOME GROUP has lost out. While others have suffered a great percentage drop, single working-age people remain the least able to make ends meet.

“How much money do you need for an adequate standard of living?”

That is the question posed every year by the Joseph Rowntree Foundation – and every year the organisation calculates how much people have to earn – taking into account their family circumstances, the changing cost of these essentials and changes to the tax and benefit system – to reach this benchmark.

This year’s research finds:

A lone parent with one child now needs to earn more than £27,100 per year – up from £12,000 in 2008. A couple with two children need to earn more than £20,200 each, compared to £13,900 each in 2008. Single working-age people must now earn more than £16,200, up from £13,500 in 2008;

Despite social and economic change, the list of goods and services different families need to live to an adequate level is very similar to that of the original study in 2008 – but people’s ability to afford them has declined. Overall the cost of a basket of essential items has risen by a massive 28 per cent over six years – much higher than the 19 per cent rise claimed by the official Consumer Price Index – while average wages have increased by just nine per cent and the minimum wage 14 per cent;

Increased tax allowances have eased the pressure somewhat for some households, but the freeze to child benefit and ongoing cuts in tax credits have outweighed this for low-earning families with children.

Out-of-work benefits have fallen further and now provide just 39 per cent of what single, working-age people need to reach a Minimum Income Standard.

On the other hand, pensioner couples who claim all their allowances receive 95 per cent of the amount required.

The bottom line is that the Conservative-led government has been hammering the working poor and people on benefits, while claiming to be helping them. The minimum income necessary for an adequate living standard, according to JRF research, is no less than two-and-a-half-times what people on benefits receive. That is an appalling disparity in the sixth-richest country in the world.

It also creates a danger that more people will look to loan suppliers like the government’s favourite (Wonga) for short-term help – at the cost of going into disastrous long-term debt.

Slow earnings growth and price increases have made all households worse off on average, relative to the MIS, the report has found.

The conclusion is a disaster for the Coalition’s “hardworking” people: “In the past six years the more important determinants of whether low-income households can afford the minimum budget have been the increasing cost of living relative to earnings and benefit cuts for households in and out of work.

“For working families with children, if these cuts continue, the opportunity to reach an acceptable living standard may not improve, even as wages start rising again in real terms.”

And the Conservatives have the cheek to use the slogan “For hardworking people”.

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Home visit action* to check you are being treated appropriately*

Tags

account, action, aktion, allowance, bank, benefit, building society, Conservative, Democrat, Department, duelling scar, DWP, employment, ESA, ethnic, euphemism, gay, Godwin's Law, government, hb, home visit, homosexual, housing benefit, in-work, Income Support, is, Jew, Jobseeker's Allowance, JSA, Lib Dem, Liberal, Mike Sivier, mikesivier, minority, Nazi, payslip, pension, pension credit, Pensions, people, performance measurement review, political, politics, Post Office, rent book, social security, support, tax credit, tenancy agreement, Tories, Tory, Vox Political, welfare, work

Too much for you? But Iain Duncan Smith’s DWP is adopting tactics that are ever-closer to those of the Nazis. Now they want to force their way into people’s homes, unannounced, presumably in attempts to catch out benefit cheats. What other reason could they possibly have..?

You may get a visit from a government officer to check that you are being treated appropriately* for your status.

A review officer may visit you if you are:

• Jewish
• Homosexual
• A member of an ethnic minority
• A member of a political party other than the Conservatives or Liberal Democrats

Your name is selected at random to be checked. You won’t always get a letter in advance telling you about the visit.

What to expect

The officer will interview you in your home and will want to see two forms of identification.

They’ll also ask to see documents about your ethnic origin, religion, and political or sexual history, including but not limited to:

• Birth certificate
• Synagogue at which you worship and the name of your rabbi
• Passport/details of your country of origin
• Political party membership card
• Medical records

Visits usually last up to an hour but may be longer.

You may be asked to accompany our officer and be conveyed to special measures* if a more detailed interview is required. You will be treated appropriately*.

Check their identity

You can check the identity of the review officer by:

• Asking to see their photo identity card and then checking their face to see if the duelling scars match.

Of course there would be outcry if the government released a press release in this form – except that’s exactly what has happened, and nobody batted an eyelid because the victims are people on state benefits.

If you are reading this and think that’s all right, ask yourself what you’ll do when they come for you. This government already has its eye on pensioners, and people who claim in-work benefits will not be far behind.

By the way, words and phrases marked * are euphemisms from an academic website and may be translated as follows:

• Action – Mission to seek out (in this case, Jews) and kill them
• Treated appropriately – Murdered
• Conveyed to special measures – Killed

What’s that you’re saying? “It couldn’t happen here”?

Oh. Well, that’s all right then.

You can go back to sleep.

(Anyone invoking Godwin’s Law will receive special treatment* for doing so inappropriately.)

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The reality of the Coalition’s crackdown on tax credits

Tags

agencies, agency, austerity, collection, debt, disability, disabled, earn, employer, hospital transport, low, minimum wage, national, NHS, pay, pension, poor, sick, tax credits, Tony Blair, working, zero hours

Nothing more to say: This Tax Credits advert was intended to warn people to keep up-to-date with information they send HMRC about their claim; now it seems the message is much simpler – they want to stop paying you anyway.

A guest blog by ‘Mimismum’.

What follows was posted to Vox Political as a response to Tax Credits and Debt Collection Agencies: Peachy’s Comment. It details the facts of the situation for just one struggling family and as such was worth a larger audience than it would have received as a comment on another article.

This government scares the s**t out me. I don’t know how much more stress I can take now. It has gone beyond anything like “austerity” or “in it together” rhetoric and is now a witch hunt against the poor or low earners, sick and disabled – even going as far as blaming us for our own predicament.

We have seen our family income go from £800 from my other half’s wage back in 2009 to just under £350 now, due to successive redundacies. He works and has never had any unemployment in the past 12 years, and yet each time he calls tax credits to say there is a change in our income they lower the award (ha! thats a rich term for it now, its garbage to call it an award) based on his predicted income, even though its gone down and down.

Last year he worked overtime for two weeks, got paid an extra £20 in the month and they hammered us by cutting his Working Tax Credits by £30 a week for the entire year! He recently got made redundant again and is now working two temp jobs (one of which is zero hours) and he has got hours bouncing around all over the joint. Family life has been shot to s**t, and when he rang Tax Credits to tell them they just said, “Oh well, as long as it’s over the 24 a week you are okay.”

Today they shoved some money in the bank. He rang to ask what the hell it was for; they can’t tell him because “We haven’t had the renewal paperwork in.” For goodness’ sake, we just wanted to know what this extra money is, it’s not rocket science! The guy refused to tell us!

My other half had to use it to pay bills because his wages were short due to the zero hour contract job changing how they pay wages now – because of that stupid pension scheme c**p the government forced on everyone. Even though he already has one from his previous job, this company took money for their pension and said they wouldnt pay into his! Oh, and because his old employer forgot to send his P45, he had to pay emergency tax as well!

We can’t do this any more. The stress of him working two jobs, my disability, and having children is driving a wedge between us. One of our children has autism, and I am struggling to maintain a routine that they desperately need – and I can’t. The other half is now on National Minimum Wage for both crappy jobs; both want exclusivity out of him and now keep rostering him on during the other job’s time. Both knew he had a second job when they took him on, and now we find out that tax credits can send debt collectors and bailiffs around for money they say anyone owes, just like that.

I wish to god Tony Blair had not invented tax credits, because it gives employers a get-out clause for paying decent wages. I can’t get hospital transport fees out of the NHS for trips I have had to make and even though they were claimed within the time allowed – no payment has been forthcoming because “it’s too late now” for them to pay out. I have another appointment in two weeks’ time which I have to cancel as I cant get there, because my other half can’t take time off work from either job – and my physio is about to strike me off for the same reason.

I am sick of this mess; we dont deserve this, and if we find out Tax Credits have overpaid us as well I don’t know what we would do. We have an income of less than average and we pay our own rent; we don’t claim Housing Benefit because the council stuffs it up and we get into arrears so we manage on our own.

We claim less of what we are entitled to because I am scared they will want it back, and now they are playing this game with tax credits.

I don’t want to be punished any more for being disabled, a parent or married. I have had enough of being poor and scared. All I want is for my other half to have a decent job with a decent wage, and there is nothing out there now.

No jobs, nothing, and it’s getting worse.

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The ugly face of New Labour rears up again: Chris Leslie and Nita Clarke

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austerity, Blair, Blairite, Chris Leslie, Coalition, Conservative, crisis, Customs, cut, economic, economy, George Osborne, hm, hmrc, Huffington Post, Labour, Margaret Thatcher, National Health Service, neoliberal, New, NHS, Nita Clarke, pension, privatisation, Progress, recession, Revenue, right-wing, thinktank, welfare state

 

It seems the neoliberal Blairites of New Labour are coming out of the woodwork in an effort to ensure that nobody in their right mind supports the modern Labour Party next year.

According to the Huffington Post, shadow chief secretary to the Treasury Chris Leslie reckons that a future Labour government will not undo the Coalition’s hugely unpopular cuts but will continue to impose the austerity that has kept our economy in crisis for the last four years.

In that case, why bother voting for Labour? We’ve already got one lot of Conservatives in power; there’s no need for any more.

Just to recap what we all know already, austerity is no way out of a recession. Economies grow when an increased money supply travels through the system, making profits for businesses and creating the fiscal multiplier effect. This means more tax comes to the government and it is able to pay down its debts. Austerity cuts off that money supply, making it much more difficult for money to circulated, profit to be made and tax to be taken. Evidence shows that the only people who profit from it are those who were rich already.

Indeed, the current economic miracle (if you believe George Osborne) was engineered by government investment – rather than austerity – in a housing price bubble. It’s almost a return to Keynesian economics, but done in a cack-handed, amateurish way that will cause more problems in the long run.

Austerity is, therefore, a Conservative policy and one that should be abandoned if Labour ever comes to power. The fact that this Leslie person is promoting it shows his true-Blue colours. Perhaps someone should start a petition to have him ejected from the party.

Retaining austerity was described by the HuffPost as part of “Labour’s ‘radical’ policy plans”, but this is ridiculous. How can retaining a policy that is already causing uncounted harm be, in any way, radical? It’s just more of the same neoliberal Conservatism.

“George Osborne has had his five years to eradicate the deficit. I am determined that we finish that task on which he has failed,” said Leslie in the article. How does he propose to achieve that aim, if his methods are the same? The man just isn’t making sense.

Meanwhile, a former Blair aide named Nita Clarke has defended another pillar of neoliberalism – privatisation – by making the absurd claim that Labour should not criticise private firms when they fail to deliver public services.

Speaking at a conference by the right-wing thinktank Progress, she said: “We have to be really careful that we’re not always seen as attacking the private sector and celebrating their failures. How do you think that makes the staff who work there feel?”

How does Nita Clarke think British citizens feel about being let down on a regular basis by these profit-guzzling clowns, ever since Margaret Thatcher’s Conservatives first started letting them into places where they did not belong?

How does Nita Clarke think British citizens felt when neoliberal New Labour refused to push back the tide of privatisation?

How does Nita Clarke think British citizens should feel about the fact that privatisation is now threatening the welfare state, the National Health Service and even state pensions?

Only today, Vox Political reblogged an article warning that HM Revenue and Customs may be undergoing preparations for privatisation.

Like austerity, privatisation is a fundamental pillar of the current neoliberal agenda. It has no place in the Labour Party, if the Labour Party is serious about opposing the Conservatives at the next election.

There should be no place in Labour for Chris Leslie, Nita Clarke, or anybody who supports their views, either.

It’s a view that might be unpopular with the Blue suits that make up the current Labour leadership.

But it’s the only way Labour will ever come up with a really ‘radical’ – and workable – plan.

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Tories and the police – it’s like an acrimonious divorce

Tags

anti-social behaviour, beat, commissioner, community, community support, Conservative, crime, crime agency, Federation, first, government, Home Secretary, human rights, Labour, Michael Gove, Mike Sivier, mikesivier, national, neighbourhood, Normington Report, One, patrol car, pay, pension, people, police, political, politics, Reform, repression, revise, serious organised, Theresa May, Tories, Tory, union, Vox Political, weapon, World War

Confrontational: Theresa May has made an enemy of the police. They’ll be taking solace from the thought that one day they might be asked to arrest her. [Image: Daily Telegraph]

Does anybody remember when the police were the Conservatives’ best friends? This was back in the days of the Thatcher government, when she needed them as political weapons against the unions.

She gave them generous pay and pension deals, let them move out of the communities they policed (providing a certain amount of anonymity – people no longer knew their local Bobby personally), and put them in patrol cars rather than on the beat. In return, she was able to rely on their loyalty.

The same cannot be said today. Current Home Secretary Theresa May wants you to think the police service is out of control.

In fact, it isn’t. The problem for Ms May, whose position on human rights makes it clear that she wants to be able to use the force as a tool of repression, is that our constables have found better ways of upholding the law.

This is why May’s tough talk on reforming the police rings hollow. She wants to break the power of the Police Federation, our constabularies’ trade union – but her attack is on terms which it is already working to reform.

She has demanded that the Federation must act on the 36 recommendations of the Normington Report on Police Federation Reform in what appears to be a bid to make it seem controversial.

But the report was commissioned by the Federation itself, not by the Home Office. It acknowledges problems with the organisation that may affect the wider role of the police and makes 36 recommendations for reform – whether the Home Secretary demands it or not.

One is left with the feeling that Ms May is desperate to make an impression. She has been very keen to point out that crime has fallen since she became Home Secretary – but this is part of a trend since Labour took office in the mid-1990s. Labour brought in neighbourhood policing, police community support officers, antisocial behaviour laws, improved technology and (more controversially) the DNA database. These resulted from Labour politicians working together with the police, not imposing ideas on them from above; they brought the police back into the community.

Theresa May’s work includes her time-wasting vanity project to elect ‘police and crime commissioners’, and her time-wasting project to replace the Serious Organised Crime Agency with the almost-identical National Crime Agency.

She has taken a leaf from the Liberal Democrat book by claiming credit for changes that had nothing to do with her, suggesting that police reform only began when she became Home Secretary in 2010.

Is it this attitude to history that informs Michael Gove’s attempts to revise our attitude towards the First World War, as was reported widely a few months ago? If so, it is an approach that is doomed to failure and derision, as Mr Gove learned to his cost. Ms May deserves no better.

There is much that is wrong with the police service – and most of that is due to interference from Conservative governments.

Thankfully, with the service and the Police Federation already working to resolve these issues, all Ms May can do is grumble from the sidelines where she belongs.

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Tory policy on ‘zero hours’: Beggars can’t be choosers

Tags

beggar, benefit, choice, choose, chooser, coach, Conservative, Ed Miliband, employer, esther mcvey, exploit, force, holiday, Job Centre, Jobseeker's Allowance, JSA, Labour, mandate, Mandatory Work Activity, Mike Sivier, mikesivier, national insurance, NI, pay, pension, people, politics, Sheila Gilmore, sick, social security, subsidise, taxpayer, Tories, Tory, UC, Universal Credit, Vox Political, welfare, Work Programme, Workfare, zero hour contract

Isn’t it nice to see some clear blue water emerge between the main political parties on an important issue?

Less than two weeks after Ed Miliband announced that he would tackle the “epidemic” of zero-hours contracts if Labour wins the next general election, the Conservatives have confirmed that Universal Credit – if they can ever get it working – will force jobseekers into those very contracts.

Labour said workers on zero-hours contracts should not be obliged to be available outside contracted hours; be free to work for other employers; have a right to compensation if shifts are cancelled at short notice; have ‘clarity’ from their employer about their employment status, terms and conditions; have the right to request a contract with a ‘minimum amount of work’ after six months, that could only be refused if employers could prove their business could not operate any other way; and have an automatic right to a fixed-hours contract after 12 months with the same employer.

At the time, the Tories said the number of zero-hours contracts had increased under the last Labour government, which had done nothing about it.

This tired excuse has been trotted out far too many times to be taken seriously any more, but it may have led some members of the public to believe that the Tories were distancing themselves from zero-hours contracts as well. They are, after all, supposed to be The Party of More Choice. Perhaps they are, themselves, less than keen on this kind of exploitation.

Not a bit of it!

The Guardian revealed yesterday that conditions will be imposed on the receipt of Universal Credit, meaning that – for the first time ever – jobseekers could lose their benefits if they refuse to take zero-hour jobs – for three months or longer.

Currently, people on Jobseekers’ Allowance are able to refuse such jobs without facing penalties.

The policy change was revealed in a letter from employment minister Esther McVey to Labour MP Sheila Gilmore. She said Job Centre “coaches” would be able to “mandate to zero-hours contracts” – basically forcing them to accept this kind of exploitation by employers.

The DWP has also stated: “We expect claimants to do all they reasonably can to look for and move into paid work. If a claimant turns down a particular vacancy (including zero-hours contract jobs) a sanction may be applied.”

The message from the Conservatives – the Party of More Choice – is clear: Beggars can’t be choosers.

Their chums on the boards of big businesses want more profits, and know the way to get it – employ people on low pay and with no employee benefits. Zero-hours contracts mean you can be made to work fewer hours than you need in order for employers to have to pay National Insurance credits for you. You don’t get sick pay; holiday pay; or a pension. And you’ll probably still be on benefits, meaning the work that you do is subsidised by other hardworking taxpayers, most of whom earn only a little more than you do.

It’s a racket – as bad as workfare/mandatory work activity/the work programme/whatever-they’re-calling-it-today, in which taxpayers subsidise work carried out by jobseekers for participating employers, hugely boosting those firms’ profits while ensuring that the number of people without proper, paid jobs remains high.

Their attitude is that, if you don’t have a job, you are a beggar.

Beggars can’t be choosers.

So they’ll choose what you do, and they – or their boardroom chums – will benefit from it.

If you are a working taxpayer, think about this before casting your vote later this month – and especially before you do so in May 2015: A vote for the Conservative Party means more of your fellow citizens will be prevented from getting proper jobs and becoming contributing members of society by the greedy – and idle – rich.

A vote for the Conservative Party means more of your tax money going to subsidise fat business board members who already have more money than they can ever use.

A vote for the Conservative Party means a better life for them and their friends – and a poorer life for you.

You’d have to be mad to choose that.

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UKIP and the Conservatives – more similarities than differences?

Tags

all in this together, anti, BBC, benefit, campaign, Conservative, council, David Bishop, David Cameron, divide, divisive, election, Europe, gay, go home, Harry Perry, Islam, Mike Sivier, mikesivier, Nigel Farage, one nation, pension, people, politics, racism, scrounger, skiver, Theresa May, Tories, Tory, UKIP, Unite, Vox Political

No control: Nigel Farage in front of one of his party’s anti-immigration posters. He says he doesn’t hate foreigners; judge for yourself. [Image: BBC]

Isn’t it interesting that the first of the large political organisations to descend into UKIP-style racism is the Conservative Party?

The BBC has reported that both have lost council candidates after they made anti-Islamic comments on the social media.

From UKIP, Harry Perry (candidate in the Offerton Ward, Stockport) was suspended after calling for Pakistan to be “nuked”, saying David Cameron was a “gay-loving nutcase”, Muslims were “devil’s kids” and homosexuality an “abomination before God”.

UKIP’s official line is that it has started disciplinary proceedings against this man and did not condone his “crackpot” views.

Nigel Farage has admitted his party contains “some idiots”, but added that the reporting of such problems within UKIP was “disproportionate”.

Then along came David Bishop (candidate in Brentwood South, Essex) to prove that the Tories have these problems too.

This man has resigned from the party after passing messages including one that said Islam was “the religion of… rape” and another that read “How CAN a gay guy keep a straight face?”

In a statement, he said, “I recognise that someone standing for public office should show leadership and seek to unite communities, not divide them.”

Isn’t dividing communities what both the Conservatives and UKIP are best at?

Self-preservation society: The Tory “all in it together” attitude, clarified here by Conservative poster-boy Michael Caine.

The Conservatives want you to believe that “We are all in this together”, but it seems clear that some of us are more “in this” than others – are we all “in this” with the “scroungers”, or “skivers” (the Tory label for people their policies have forced out of work and onto the state benefits for which they have paid all their lives)? Are we all “in this” with our fellow citizens who were unfortunate enough not to “sound British” (like those who were stop-checked during Theresa May’s ‘Go Home’ van campaign last summer)? They were encouraging people to accuse their neighbours; how divisive can they get?

What about the changes to pensions? Are the MPs who have “transitional” protection that will allow them to draw their extremely large, taxpayer-funded pensions at the same time as they always expected “in this” with those of us who are now having to work six years longer than we planned?

Of course not.

As for UKIP, try this comment from a UKIP supporter on the Vox Political Facebook page: “Britain is now full of multiregional people from other countries, by winning their vote he can sort out the rubbish later & give Britain back to the English!”

(English? I wonder how the Welsh, Northern Irish, and particularly the referendum-bound Scottish react to that.)

This person continued: “Not racist, just plain common sense!!!! The British want their Britain back.”

I asked then – and I ask now: “Does that include the Afro-Caribbean British, the Indian-British, the Pakistani-British, the southeast-Asian-British, the Polish-British (including both recent arrivals and those who stayed after World War II), British people whose racial origins are from any other part of the former British Empire or current Commonwealth – or just white Anglo-Saxon Britons like you and me, who are in fact descended from people of French and German origin?”

(Even this omits another foreign-descended group – those with Viking blood.)

I could never use my vote to support anyone who put forward such vile opinions; they are not “common sense” and the people spouting them are those who have no place here.

It doesn’t matter where our ancestors were born – we are all One Nation now.

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How can we force politicians to do what they say?

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One down: Patrick Mercer resigned because the weight of corruption allegations against him was too great. But what are the other 649 MPs hiding?

We need to talk about the culture of deception that is festering at the heart of the British political classes.

Every party is guilty of this to some degree – all of them. They have all made promises to the electorate and then, once in positions of power, they have done exactly whatever else they wanted.

On Tuesday, Patrick Mercer resigned as an MP rather than face suspension from the House of Commons over allegations that, rather than carrying out the will of his constituents, he had corruptly set up an All-Party Parliamentary Group to life Fiji’s suspension from the Commonwealth, after having been offered money to do so by undercover reporters.

His resignation came 11 months after he resigned from the Parliamentary Conservative Party, and this decision was made in the knowledge that a TV documentary was about to present the allegations to the country. Would he have taken these actions otherwise? It’s highly doubtful. Nobody resigns when they think they got away with it.

Nobody seems to be mentioning the fact that this allegedly corrupt MP managed to keep his seat in the Commons for 11 months after the allegations came out – that’s nearly one-fifth of a Parliamentary term when he was still drawing his taxpayer-funded salary. Is that reasonable?

Mercer is, of course, just one individual case. In the lifetime of this Parliament we have seen entire Parliamentary political parties turn on their electors in betrayal. It is to be hoped that nobody has forgotten Labour’s betrayal of the unemployed when it failed to oppose the Jobseekers (Back to Work Schemes) Act that retrospectively imposed penalties on people who refuse to take part in state-sponsored ‘slave labour’ schemes.

Labour’s front bench claimed it had negotiated important concessions, including an inquiry into the effectiveness of mandatory work activity – and when is that due to report? Around 30 Labour MPs are still entitled to hold their heads high, because they rebelled and voted against the legislation in any case.

Far worse is the behaviour of the Conservative Party, who promised that the National Health Service would be safe under a Tory government and then set in motion the wholesale upheaval that we have witnessed over the past few years, with funding squandered on reorganisation and privatisation of services that is intended to lead to the abolition of the publicly-funded health service in a few years’ time.

Pensions are going the same way; the Workplace Pension discourages employers from participation, meaning they are trying to push their workforces into taking up private schemes instead. Meanwhile the state pension has been ‘simplified’ in a way that means people have to work longer before receiving it. The intention is, eventually, to privatise pension provision altogether and ensure only those on higher pay can afford them.

And the Tories are busy abolishing the rest of the welfare state as well. The harsh regime of sanctions and slave-labour schemes run by the Department for Work and Pensions is intended to soften up the workforce – and potential workforce – for the introduction of privately-run schemes, into which you will be expected to pay to insure against the possibility of becoming jobless – the policies would provide your income during any such period (as long as you didn’t stay out of work for very long) instead of the government.

The problem with such proposals is that, if they are run along the same lines as certain health insurance schemes, they would be scams – as the conditions would be rigged to ensure that the companies running them never had to pay out. This is what we have learned from the fact that the criminal Unum Corporation has been advising the DWP on its policies.

And then, worst of all, we have the so-called Liberal Democrats, who promised to eradicate student fees in the run-up to the 2010 election and betrayed that pledge two months before the poll took place, in a backroom power-sharing deal with the Conservative Party.

The same organisation has gone on to support the Conservatives every step of the way to dismantling the welfare state and reducing the vast majority of the UK’s workforce to conditions we have not seen since the early 20th century at the latest.

Many of us have been dismayed at this apparent betrayal by an organisation that we all hoped would have put a brake on the more excessive Tory policies, but VP Facebook commenter John Elwyn Kimber has cast illumination on the reasons we were mistaken.

“19th-century Whiggery, ‘Orange’ or ‘Manchester’ Liberalism, call it what you like, was about the unfettered power of new money – hence identical to modern ‘Toryism’,” he wrote.

“Just as Eisenhower was the last civilised Republican president, traditional patrician Downton-Abbey-style Conservatism of the more socially-responsible sort finally departed British politics after the MacMillan government. Even the sitting-on-the-fence Heathites, the ‘Tory Wets’, were gleefully kicked out of the cabinet by Margaret Thatcher after the ‘Falklands election’ in 1983, with the exception of Whitelaw who was retained [though sidelined] as a sort of sop to the traditionalists.

“Since when, the political consensus has been for whiggery-pokery all the way up till now. So while the understanding of ‘Liberal’ by Lib Dem grass roots voters is a mid-twentieth-century one, all about tolerance and socially-progressive policies, it seems obvious that Clegg’s cabinet are only too happy to be rabid whigs nuzzled up to another lot of rabid whigs – the only difference is in the mood-music provided for the grass roots in each case.”

The message is that we were all deceived – again.

The problem is that there is almost nothing we can do about it that doesn’t take a lot of time – a commodity that is in short supply.

Historically, the UK does not carry a box on the ballot paper marked “None of the above”. This means there is no direct democratic way of refusing all the candidates for election to a particular constituency and demand better. Nor is there ever likely to be, because our corrupt politicians know that would be equivalent to turkeys voting for Christmas.

Alternatively, we can form new political parties and try to beat the corrupt old parties at their own game. The problem with this is one of traction; it takes new parties many years to gain enough recognition to become a serious force. UKIP is only beginning to gain such recognition now, after more than 20 years – and this is as a protest party against membership of the European Union. If that party’s supporters took a look at its other policies, they’d desert en masse.

Another possibility is similarly time-consuming: You actually join one of the main political parties and try to effect change from within. The problem here is that you would be fighting established members every step of the way. It has been done effectively in the past, though – look at the way Labour was transformed into New Labour by the influence of a few neoliberal infiltrators, and consider the damage that has done to the party’s reputation and effectiveness.

The worst option is the most popular: You do nothing. This is, of course, the wide and easy path to disaster – but so many people are feeling disaffected because of the barriers that the corrupt political classes have put up against democracy, that they honestly can’t see the point of voting.

This of course means our government will be elected by an ever-diminishing group of electors, and makes it all the more possible for our ever-more-elite group of corrupt politicians to argue for those who don’t vote to lose the right to take part in elections. You will be disenfranchised.

Then you really will have no power to change anything at all.

Is that what you want?

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Why are Lib Dems facing a Euro election ‘bloodbath’ – and not the Tories?

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Senior Liberal Democrats have been warned they might end up with no MEPs after next month’s European Parliament elections, due to the party’s current electoral unpopularity (according to the Daily Telegraph).

The electorate certainly has plenty of reasons to punish the party that has become known as the ‘Tory Democrats’ due to its adherence to Conservative Party policies in the Coalition government.

But here’s an interesting point: Conservative support has not dropped off in the same way.

Sure, the LDs are Tory enablers who betrayed their own pledges before the first votes were cast in the 2010 election, but the Conservatives betrayed their promises too. And the Conservatives were behind most of the policies that have caused the damage.

The Liberal Democrats voted the Bedroom Tax onto the statute books, but it’s not their policy – it’s a Conservative scheme.

The Liberal Democrats had very little to do with the changes to Employment and Support Allowance that have led to the deaths of so many people with long-term illnesses and disabilities – Conservative ministers pushed them into practise.

The Liberal Democrats had little to do with the increased sanctions regime that has been foisted on the unemployed in order to cook the benefit books – that was a Conservative idea.

The Conservatives are responsible for the plan to cut back access to Legal Aid, so rich criminals can walk free while the innocent poor are told to admit offences they have not committed and go to prison.

The Conservatives introduced mandatory work activity (colloquially known as Workfare) for people on benefits – both unemployment and sickness, meaning companies get free labour and there are fewer paying jobs in the economy.

The Conservatives introduced the Workplace Pension, which has led to employers encouraging their workforce to take out private pensions that they cannot afford, in a bid to avoid paying their own part of the scheme.

The Conservative Party’s answer to the immigration question was to send vans around London encouraging people who were in the UK illegally to “go home”. This scheme led to the victimisation of British citizens because other people thought they looked foreign.

The Conservatives told us all they would protect the National Health Service and then started a process of privatisation that has led to billions of pounds worth of services being ‘outsourced’ to private health firms – who pay handsome donations to the Conservative Party – at huge cost to the taxpayer (because private firms need to make a profit, don’t forget).

The Conservative Party has fed the public one lie after another, using its puppet right-wing press to brainwash people into believing its nonsense. When these falsehoods have been exposed, ministers have tried to bluster their way out of the blame.

The Conservative Party has engineered the feeblest economic recovery in British history, ensuring that only the very rich have been able to benefit while the poorest – who actually made it happen – are set to be thousands of pounds worse-off in 2015 than they were in 2010.

And yet it is the Liberal Democrats who have lost the most support.

Why?

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