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Tag Archives: Mo Stewart

‘It is cheaper to help people die rather than support them to live’

13 Sunday Jul 2014

Posted by Mike Sivier in Austerity, Benefits, Corruption, Cost of living, Health, Human rights, Law, People, Politics, UK

≈ 28 Comments

Tags

abuse, archbishop, assisted dying, atrocities, atrocity, burden, canterbury, care, Carey, convenience, convenient, depress, die, disabilities, disability, disabled, euthanasia, fail, financial, former, function creep, George, help, inherit, Justin Welby, live, Lord, Lord Falconer, Mike Sivier, mikesivier, Mo Stewart, palliative, pay, rights, sick, suicide, support, Switzerland, terminate, Vox Political


Lord Carey: He may be demonstrating the amount of thought he has given to what unscrupulous people will do with his "change of heart".

Lord Carey: He may be demonstrating the amount of thought he has given to what unscrupulous people will do with his “change of heart”.

A “change of heart” by a former Archbishop of Canterbury over ‘assisted dying’ has dismayed at least one campaigner for the rights of people with disabilities.

Mo Stewart has been researching and reporting what she describes as the “atrocities” against the chronically sick and disabled in the UK for the last four years. She said Lord Carey’s decision to support legislation that would make it legal for people in England and Wales to receive help to end their lives would “play right into the hands of this very, very dangerous government”.

Justifying his change of position, Lord Carey said: “Today we face a central paradox. In strictly observing the sanctity of life, the Church could now actually be promoting anguish and pain, the very opposite of a Christian message of hope.

“The old philosophical certainties have collapsed in the face of the reality of needless suffering.”

The Assisted Dying Bill, tabled by Labour’s Lord Falconer, would apply to people with less than six months to live. Two doctors would have to independently confirm the patient was terminally ill and had reached their own, informed decision to die.

But Mo Stewart warned that the proposed legislation, to be debated in the House of Lords on Friday, would be subject to ‘function creep’, with unscrupulous authorities taking advantage of people with depression in order to relieve themselves of the financial burden of paying for their care.

“If this law is granted, what will be deemed a possibility for the few will, very quickly I fear, become the expected for the many,” she wrote in a letter to Lord Carey which she has kindly provided to Vox Political.

“It’s cheaper to help people to die rather than support them to live.

“There is a catalogue of evidence demonstrating that, in those countries where assisted dying is permitted, very often those taking their own lives are suffering from a clinical depression and leave our world to resist the perception that they are a burden to loved ones.

“I am stunned that you would use your voice to try to permit this to happen in the UK.”

She pointed out that medicine is an inexact science and policy changes such as this could have an enormous detrimental impact: “My own webmaster, who is now desperately ill with possibly only weeks to live, was advised he had less than six months to live over four years ago.

“Until very recently, he still enjoyed a high quality of life with his wife, family and friends; a life that could have been removed four years ago” had the Assisted Dying Bill been law at that time.

“What this debate is demonstrating is the failure of guaranteed high quality palliative care in the UK, that makes those with a life-limiting diagnosis feel that self termination is a reasonable solution,” she warned.

“If palliative care was at the peak of quality and access then there would be no need to ever consider such a Bill for this country, as those who wish to access self termination are usually living in fear of the possible physical suffering they may need to endure. This is a highway to clinical depression when quality of life is deemed to have disappeared with diagnosis.”

The current Archbishop of Canterbury, Justin Welby, has described the Bill as “mistaken and dangerous” and Mo said she believed he had explained the dangers well.

He said: “This is not scaremongering. I know of health professionals who are already concerned by the ways in which their clients have suggestions ‘to go to Switzerland’ whispered in their ears by relatives weary of caring for them and exasperated by seeing their inheritances dwindle through care costs.

“I have received letters from both disabled individuals and their carers, deeply concerned by the pressure that Lord Falconer’s bill could put them under if it became law.”

Mo Stewart’s letter concludes: “In the real world, this Bill – if passed – would, I have no doubt, lead to abuses where some were actively persuaded to self terminate for the convenience, and possibly the inheritance, of others.

“It’s really not a very long way away from an assisted dying bill to an assisted suicide bill.”

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Educating Dr Litchfield – a few facts about the Work Capability Assessment

25 Wednesday Jun 2014

Posted by Mike Sivier in Austerity, Benefits, Employment and Support Allowance, People, Politics, UK

≈ 31 Comments

Tags

allowance, benefit, benefits, committee, death, die, disability, disabled, Dr, employment, ESA, fatality, health, House of Commons, Incapacity Benefit, letter, Malcolm Harrington, Mike Sivier, mikesivier, Mo Stewart, Paul Litchfield, Pensions, people, politics, Prof, sick, social security, support, unum, Vox Political, WCA, welfare, work, work capability assessment


Dr Paul Litchfield.

Dr Paul Litchfield.

Ignorance is most definitely not bliss for Dr Paul Litchfield.

The man was hand-picked by the Coalition government to review its hated Work Capability Assessment system of handling Employment and Support Allowance claims, amid rumours that previous incumbent Professor Malcolm Harrington had been unhappy with political decisions that ran against his findings. But he delivered a woeful performance to the House of Commons’ Work and Pensions committee last month.

He claimed to have no information about the staggering number of people who have died after going through the assessment system he is being paid to review, totalling 10,600 between January and November 2011 – that’s 220 per week or three every four hours. “I don’t have any information of that type; I haven’t seen numbers on that. Clearly every case would be a tragedy,” he said.

Clearly this expert has yet to gain access to some very important information!

Fortunately, help is at hand.

In advance of the fifth and final review of the WCA, lead researcher and disabled veteran Mo Stewart has written to offer him the benefit of four years’ detailed research evidence.

“The lacklustre 4th review of the WCA left a great deal to be desired,” she told Vox Political. “Now, with the news that Litchfield worked with Unum Insurance on the Technical and Consultative Working Group involved with the creation of the WCA, it can’t be too much of a surprise that Litchfield claims that the WCA had been designed ‘…with considerable rigour’.”

Mo Stewart’s lengthy letter to Litchfield has been distributed to a long list of distinguished experts and professionals, and it will be interesting to see if Dr Litchfield takes the time to respond and to react to the detailed research evidence Mo exposed – evidence that has been frequently quoted during welfare debates in the House of Lords and the House of Commons over the past three years.

You can read her letter for yourself, because Mo has sent Vox Political a copy. Just click on the link here.

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UK government refuses to accept responsibility for crimes against humanity

09 Wednesday Apr 2014

Posted by Mike Sivier in Benefits, Conservative Party, Disability, Employment and Support Allowance, Health, Labour Party, Liberal Democrats, People, Politics, Poverty, Public services, UK

≈ 19 Comments

Tags

Alan Reid, allowance, Angela Watkinson, Atos, BBC, Black Triangle, British Medical Association, Caroline Lucas, Citizens Advice, Coalition, Conservative, corporate manslaughter, crime, David Cameron, decision maker, Democrat, Department, disability news service, DWP, Eilidh Whiteford, employment, ESA, Freud, George Hollingbury, government, Guto Bebb, Harrington, humanity, IB, Incapacity Benefit, Inclusion Scotland, insurance, Jim Sheridan, John McDonnell, John Pring, Labour, Lib Dem, Liberal, Linda Nee, Litchfield, Margaret Thatcher, Mark Wood, Mental Health Welfare Commission, Mike Sivier, mikesivier, minister, Mo Stewart, Motability, national audit office, Panorama, Pensions, Personal Independence Payment, PIP, preventable harm, public accounts committee, Rachel Reeves, Royal College of Nurses, Scotland, support, The Guardian, Tories, Tory, UK, Unite, unum, Vox Political, welfare reform, Welfare Reform Act, work, work capability assessment, wow petition


131109doublespeak

A guest report by Mo Stewart ©Mo Stewart April 2014

Following the bogus Work Capability Assessment (WCA) conducted by Atos Healthcare, as contracted by the Department for Work and Pensions (DWP), the United Kingdom (UK) Government admitted that it was wrong to cut the disability benefits of Mark Wood, the vulnerable disabled man who starved to death following the removal of his benefits, in the 21st century UK, when weighing only 5st 8lbs.

Regardless of this tragedy, the UK Conservative led Coalition Government still refuses to accept any responsibility.

Despite the fact that the WCA was introduced by the Labour Government in 2008, it was originally designed by previous Conservative Governments, in consultation with the notorious American corporate giant now known as Unum Insurance, identified in 2008 by the American Association for Justice as the second most discredited insurance company in America.

Without a welfare state, sick and disabled people in America are required to use private healthcare insurance. The tyranny now imposed on the sick and disabled people in the UK, using the WCA, was designed in consultation with Unum Insurance to oblige the general public to purchase private income protection insurance policies once it was made very clear that chronically sick and disabled people could no longer rely on the British State for adequate financial support.

Americans often suffer when attempting to claim from the income protection insurance policies of Unum Insurance, who use an identical bogus disability ‘assessment’ model as that used by Atos Healthcare.

Due to the similarities of the negative and damaging experiences of claimants, American sick and disabled people are periodically informed about the struggle in the UK by the high calibre and relentless work of Linda Nee, who tries to encourage claimants to publicly protest as witnessed in the UK, which it seems disabled Americans still don’t dare to do – such is the intimidation of Unum Insurance & the American authorities (see here, here and here).

The new report by The Mental Health Welfare Commission for Scotland, regarding a woman’s suicide after being ‘stripped of disability benefits’, was reported by John Pring at the Disability News Service (DNS) and by many others. The Coalition Government knew this carnage would happen.

Three years ago a list of distinguished academics, together with politicians and disability support groups, identified the future in a letter as published in The Guardian newspaper: ‘Welfare reform bill will punish disabled people and the poor.’ Now, three years after this letter was published, questions are being asked as to why the appointed and totally unsuitable Lord Freud, in his capacity as the Minister for Welfare Reform – who was not elected by anyone in the usual democratic way – deemed it necessary for the DWP to stop collating the numbers of deaths recorded after the long-term sickness and disability benefit, Incapacity Benefit, now changed to the Employment Support Allowance (ESA), is removed from claimants. (My emphasis.MS)

Questions are also being asked as to why this unelected former City banker was ever afforded so much authority and power in the UK Government given his reputation, where one commentator described Freud as: ‘…one of the key players in several of the most embarrassing and badly managed deals in investment banking history.’ (See here and here)(My emphasis. MS)

The recent welfare Backbench Business debate in the House of Commons (HOC) was granted due to the 104,000 signatures on the WOW petition, as gathered by disabled people and their carers, who are demanding a cumulative impact assessment of all the welfare reforms. The debate was held on February 27, 2014 where, lamentably, most Coalition Government Members of Parliament (MPs) failed to attend this very important and historic debate. Of course, Coalition MPs still played the ‘blame game’, reminding the opposition that the previous Labour Government had introduced the Work Capability Assessment (WCA).

However, the Coalition routinely overlook the fact that they knowingly changed the WCA into the government-funded nightmare that it is today, whilst MPs such as George Hollingbury (Column 430) actually claimed that the Coalition “took it forward”… (Welfare Reform Act 2012) whilst disregarding the fact that a WCA face-to-face assessment with Atos Healthcare is taking over six months to arrange. (Column 433) (My emphasis.MS)

Hollingbury waxes lyrically about all the ‘expert’ opinion (Column 431) that totally failed to expose the dangerous and limited reality of the WCA, not least due to the restricted possible answers in the tick box WCA computer questionnaire, as conducted by Atos Healthcare, that fail to offer the choice of ‘none of the above’ as an additional possible answer when the WCA questions do not refer to a particular claimant’s situation.

Hollingbury quotes Dr Litchfield’s WCA review whilst overlooking the fact that Professor Harrington, who conducted the first three annual reviews into the WCA, when no longer responsible, appeared in a BBC Panorama documentary and confirmed that ‘…people will suffer.’ No government representative can answer the subsequent obvious simple question – why should chronically sick and disabled people ‘suffer’ in the UK, apart from at the whim of a tyrannical government? (My emphasis.MS)

During the historic WOW petition debate, Alan Reid (Column 434 & 435) claims to be proud of his record in government as a Liberal Democrat (Lib Dem), still claiming that Lib Dems in government have been responsible for ‘improving’ the WCA process, whilst totally disregarding the fact that it is irrelevant how much more ‘flexibility’ is given to the DWP ‘Decision Makers’ and overlooking the fact that the ‘Decision Makers’, by their own admission, are totally unqualified for the vast responsibility they have. (My emphasis.MS)

They are basic grade administrators, not medical administrators, and they are incapable of comprehending diagnosis, prognosis or the implications of long term drug use when using a combination of prescribed drugs. (See here and here) More and more DWP bureaucracy with more and more administration means more and more delays, increasing DWP errors and utter chaos with a system clearly in meltdown as more and more victims of this UK government suffer and die. (See here and here) (My emphasis.MS)

Guto Bebb (Column 442) demonstrated that he is very poorly briefed, and doesn’t appear to want to be better informed, claiming that the damning report by the National Audit Office was ‘disappointing’ but insisted that the policy aims were OK. Bebb still seems to think that any sick or disabled person not in paid employment is ‘unproductive’. This disabled researcher begs to differ and, if the MP reads the very detailed published reports (here and here) as accessed by academics at universities throughout the UK, he’d know how incorrect he is.

Dame Angela Watkinson (Column 445) also appears to be remarkably poorly informed, as were various other speakers in this poorly attended yet important debate, who continued to repeat government rhetoric whilst disregarding the detailed evidence that has exposed the realities behind the ‘reforms’ as paving the way for private insurance to replace the once-hallowed UK Welfare State.

Since being introduced by the Conservative Government in 1992, all UK Governments have used the second worst insurance company in America as “government advisers” on welfare reforms, and the dangerous and totally discredited WCA is the result. (See here and here)

Jim Sheridan’s comments (Columns 448,449) were especially welcome during the debate when making reference to the new Personal Independence Payment (PIP) that has replaced DLA: “Reference has already been made to the obsession with people receiving welfare benefits, but for those with money – the tax avoiders and evaders – life goes on as normal. If only a fraction of the resources used and the time spent on chasing down those on welfare benefits was diverted to tackle tax avoidance and evasion, some people might understand the rationale behind it.”… “When people finally hear about their assessments, there is not much hope. Only 15.4 per cent of new claims have received a decision, and only 12,654 of the 220,300 people who have made a new claim since April 2013 have been awarded some rate of PIP. A constituent of mine got in touch because her father had been diagnosed with lung cancer. Because there is a possibility that his treatment will work, giving him a life expectancy of up to five years, he has not been classed as terminally ill. He is not well enough to attend a medical assessment and so will have to wait longer for a home visit. It appears that letters from his GP, cancer doctor and cancer hospital are not enough to prove the seriousness of his illness.”… “Inclusion Scotland has highlighted the case of the father of an applicant who was told that they would have to wait at least 10 months for any kind of decision, and perhaps even for a first assessment. A constituent of mine who is undergoing cancer treatment has been told that the eight-week time frame given by DWP is an unrealistic amount of time in which to process an application and offer an assessment slot. When my staff called the MP’s hotline, they were told that they simply cannot process the number of applicants as there is not enough staff. They also say that most people who have applied for PIP will not be entitled to it, even before individual cases have been looked at. If that is the mindset of the staff processing the applications, it is hard to see how balanced decisions will be made.” (My emphasis. MS)

Dr Eilidh Whiteford’s comments during the debate were also very welcome (Columns 450 & 451) and highlighted the vital work of the disability support groups such as the Black Triangle Campaign: “The Government are looking at this through the wrong end of the telescope. Raising the bar on eligibility will not make anyone any less sick or any less disabled; it will just make it more difficult for them to function in society and place more pressure on those on whom they rely for their care and support”…. “One of the most profoundly disheartening experiences for me as an MP since being elected in 2010 has been the relentless way in which disabled and sick people have been vilified and stigmatised in the public discourse about welfare reform. Those who had very little responsibility for the financial collapse and subsequent economic problems have nevertheless had to carry the can. The attempt to discredit disabled people in order to justify harsh and punitive cuts in their already fairly paltry incomes is quite shameful. It appals me that the most disadvantaged have been asked to pick up the tab disproportionately for the profligacy of others. As we look to the future, we see further cuts of £12 billion, at least, promised in the years ahead. For disabled people in Scotland, the choice between two very different futures is opening up before them: one with decisions on welfare made in Scotland or one where further cuts slash their incomes even more. That choice must seem very stark indeed.” (My emphasis. MS)

The very experienced Labour MP, John McDonnell, who requested this Backbench Business debate, actually confirmed the involvement of Unum Insurance with the entirely bogus WCA (Column 426): “The work capability assessment was flawed from the start. It stemmed from the work of the American insurance company Unum, and the so-called biopsychosocial model of disability assessment. That was exposed as an invention by the insurance companies simply to avoid paying out for claims.” … “The staff employed in order to achieve that often had minimal medical or professional qualifications, and their expertise or experience was often totally unrelated to the condition or disability of the people they assessed.”… “Assessments largely disregarded people’s previous diagnosis, prognosis or even life expectancy. The recent Panorama programme Disabled or Faking It? exposed the scandal of seriously ill patients—people diagnosed with life-threatening conditions such as heart failure or endstage emphysema—being found fit for work. The so-called descriptors, or criteria, on which assessments are based bear no relation to the potential employment available, take little account of fluctuating conditions and are particularly unresponsive to appreciating someone’s mental health issues.” John also identified the utter absurdity of this Government, introducing yet another bogus assessment as the Personal Independence Payment (PIP) that will ‘replace’ DLA although it is likely to remove this additional support from the vast majority of the 3.5 million people in receipt of DLA.

Shockingly, the provision of a Motability long leased vehicle, as funded by the mobility component of the DLA, will now be removed from the majority of chronically disabled people who do work; thus actually preventing them from going to their place of work since they are physically unable to use public transport, which will dramatically and knowingly increase the numbers of disabled people not in paid employment. (Column 428) (My emphasis.MS)

No matter how many unnecessary tragedies are reported, or how many people die in utter despair and destitution, Conservative MPs like George Hollingbury will dismiss them all as ‘questionable’ results….and Alan Reid, for the Lib Dems, still actually claims to have had some positive function in a Government that helped sick and disabled people, whilst disregarding the horrors, the deaths, the suicides and the overwhelming evidence; including distinguished academic papers from UK universities, together with detailed reports by both the British Medical Association and the Royal College of Nurses. Reid accepts no responsibility for the nightmare he helped to create, blaming anyone except the Government he belongs to. He needs to read the detailed, referenced research to help him learn what the disability movement already know. As he talks nonsense, people die.

Reid complains about Atos whilst ignoring the fact that the DWP is complicit. Totally unqualified DWP ‘Decision Makers’, under any UK Government, are dangerous as they aren’t qualified; they can’t comprehend diagnosis or prognosis and hence they are a liability and constantly make incorrect decisions. Their decisions to remove benefits from genuine claimants are killing the innocent victims of this UK State tyranny. Their countless wrong decisions mean that people die, encouraged by this enthusiastic and very dangerous UK Government, who sit back and watch as the majority of people blame Atos Healthcare who are simply following the DWP contract by using the bogus Lima computer assessment to conduct the WCA, as required by the DWP. (My emphasis.MS)

Atos Healthcare doesn’t remove anyone’s benefits – a constant incorrect claim by many – as they don’t have the authority. All Atos staff can do is to decide if someone is ‘fit for work’ based on the results of a bogus imported computer assessment. Any other company in the same position would result in the same conclusions as that is how the computer software in designed, which is why the Lima software should be banished and this particular WCA cancelled. (My emphasis.MS)

By definition, DWP ‘Decision Makers’ actually make the decisions about welfare benefits. These totally unqualified administrators are required to consider all additional evidence provided by the claimant; including detailed letters from Consultants and GPs who know their patients very well. It is the incompetence of the unqualified DWP Decision Makers, who fail to comprehend the details of medical information and choose to accept any decision following the WCA, as conducted by Atos Healthcare, that makes these DWP staff so very dangerous to the most vulnerable people in the UK. Mandatory reconsiderations won’t help if the Decision Makers remain unqualified for the job. What better way is there to remove as many people as possible from welfare benefits than to employ totally unqualified staff to make these vital decisions? (My emphasis.MS)

Identified claimant suffering includes dramatic increases in the onset of mental health problems. The General Practice (GP) service is close to collapse due to overwhelming numbers of patients needing support with DWP paperwork, that limits GP time spent with other patients who are ill and the British Medical Association (BMA) and the Royal College of Nurses (RCN) have both exposed the WCA as causing ‘preventable harm’ (as we have already seen). Yet this dangerous UK Government, with a Cabinet full of millionaires who fail to comprehend need, dismisses all other evidence regardless of source. They disregard the obvious fact that the ‘reforms’ are falling disproportionately onto chronically disabled people, and those who are very ill and in need of guaranteed long-term welfare benefits, as the Government sells the UK and transforms a once-great nation into UK plc. (My emphasis.MS)

In a now-infamous 2008 interview, Lord Freud claimed that he ‘couldn’t believe’ that anyone had been awarded a benefit ‘for life’, demonstrating the immense danger of permitting a former investment banker to have control of welfare spending when he fails to comprehend that many health conditions are permanent and do indeed last a lifetime. Meanwhile, the Public Accounts Committee’s report of February 2013 regarding the DWP’s contract management of medical services was unlimited in its criticisms of the DWP: ‘Poor decision-making causes claimants considerable distress, and the position appears to be getting worse, with Citizens Advice reporting an 83 per cent increase in the number of people asking for support on appeals in the last year alone. We found the Department to be unduly complacent about the number of decisions upheld by the tribunal and believe that the Department should ensure that its processes are delivering accurate decision-making and minimizing distress to claimants.‘ (My emphasis. MS)

There were many powerful speeches in the historic WOW petition debate and it isn’t possible to highlight them all. However, one name in particular should be highlighted for the courage to expose the fact that, if a link could be proven, “…there would be a case for corporate manslaughter.” (Column 460) (My emphasis.MS)

I salute Caroline Lucas MP of the Green Party for her courage and, in particular, for her condemnation of the official opposition for their total failure to offer detailed, significant support to this nation’s chronically sick and disabled people, with the new Shadow Secretary for Work and Pensions, Rachel Reeves MP, using her first interview to announce that she ‘…would be tougher on people on benefits’. (My emphasis.MS)

What a catastrophic announcement from the Shadow Secretary for Work and Pensions that, effectively, offers this nation’s most vulnerable people no hope if the Labour Party were to win the next General Election in 2015.

Given the recent announcement by the largest trade union UNITE, who have threatened to withdraw financial support for the Labour Party due to their abject failure to identify with the working people of this country, there seems little chance of a Labour Government in the UK any time soon. Any future Conservative or Coalition Government will continue to kill many more innocent victims in this state-sanctioned slaughter, which remains the ultimate Thatcher Legacy as interpreted by her devoted disciple – David Cameron.

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Here’s why Labour needs to go a lot further to win back our trust

22 Sunday Sep 2013

Posted by Mike Sivier in Benefits, Corruption, Disability, Employment, Health, Labour Party, People, Politics, Poverty, Public services, UK, unemployment

≈ 54 Comments

Tags

Anne McGuire, Association of British insurers, Atos, back-up plan, benefit, benefits, biopsychosocial, capita, Chronic Fatigue Syndrome, Chronic Pain, condition, Conservative, dead, death, degenerative, Democrat, Department for Work and Pensions, die, disability, Disability Living Allowance, disabled, DLA, doctor, DWP, Ed Miliband, Employment and Support Allowance, ESA, fibromyalgia, George Engel, government, health, illness, Incapacity Benefit, income protection, insurance, Labour, Liam Byrne, Lib Dem, Liberal, Lord Freud, Lyme disease, Mike Sivier, mikesivier, Mo Stewart, Multiple Sclerosis, New thinking on the welfare state, people, Peter Lilley, policies, policy, politics, Reform, sick, social security, Star Wars, Steve Webb, subjective, Tories, Tory, unemployment, unum, Vox Political, WCA, welfare, work, work capability assessment, workplace


130922unumlabour

Only days after Ed Miliband announced a Labour government would sack Atos, the party’s conference is hosting an event part-funded by the architects of the ‘work capability assessment’ administered by that company – the criminal American insurance giant Unum.

‘New thinking on the welfare state’ is a fringe event taking place at the Labour conference on Monday, September 23, organised by the right-wing thinktank Reform (which has Unum as one of its funders) and sponsored by the Association of British Insurers (which includes Unum among its members). Does anybody doubt that it has been arranged in order to give Unum a chance to influence high-ranking party members? No?

Then consider: This is a private round-table policy seminar, staged by Anne McGuire MP. Rank and file Labour members aren’t invited – attendance is by invitation only. Can you smell a rat? Still no?

The event has already been staged at the Liberal Democrat conference (by Steve Webb MP, whoever he is), and will also be a feature of the Conservative Party conference, courtesy of that turncoat floor-crossing slime Lord Freud. It shouldn’t take a genius to work out that Unum wants to ensure that all three parties have the same social security/welfare policy, going into the next election – and that Unum continues to figure prominently in the formulation of that policy.

If you didn’t smell a rat infestation before, by now you’re probably wondering why pest control hasn’t been called.

Ed Miliband knows that any change of the organisation administering work capability assessments is purely cosmetic; the Conservative-led Coalition itself is bringing in other companies to carry out the work, and Capita has already been taken on to carry it out in some areas.

It is the policy itself that must change.

Unum knows all about that policy. The company came up with it in the 1990s as a way to combat claims on its health insurance policies for ‘subjective’ illnesses such as ‘chronic pain’, ‘chronic fatigue syndrome’, fibromyalgia, multiple sclerosis, Lyme disease and others – by aggressively disputing whether a claimant was ill.

It based its new test on the Biopsychosocial Model of illness developed by the psychiatrist George Engel, which is itself an unproved theory. Unum removed the bio- and -social aspects in order to concentrate on the ‘psycho’ – the claim that a person’s illness is all in their mind; that they are imagining it.

This worked very well for the company until the American people realised that they were being diddled out of their insurance money and very large lawsuits were launched that ended with the company having a criminal record in several US states.

Undaunted by this, Unum branched into the UK and cosied up with then-social security minister Peter Lilley, who wanted to cut the number of people claiming disability benefits. Unum saw an opportunity here, with a long-term goal of making state disability benefits useless to the British citizen and forcing them to pay out for the companies duff health insurance policies – which had already fallen foul of the law in America.

That’s why the work capability assessment takes precedence over any evidence your doctor might provide to support your claim, and it’s also why doctors are being actively discouraged from providing any evidence at all; that’s why UK law currently sees a glowing future for people who may be paralysed, but for one finger, as a button pusher; that’s why people with Parkinson’s Disease or other degenerative conditions are being told they will be able to work again in the future; and that’s why thousands upon thousands of people have died as a result of the current policy – especially since the Conservative-led Coalition came into office in 2010.

Meanwhile, Unum has begun a mass-marketing campaign to encourage able-bodied British citizens to invest in ‘Income Protection Insurance’ and a scheme known as the ‘Back-up Plan’. These are only available via the workplace, and it is understood that it has been designed to ensure that the company can resist paying out if anybody should be unlucky enough to have to make a claim.

So you see, the plan is to leave the sick and disabled of this country with no support whatsoever; they can either take out Unum’s insurance policies, pay the company a fortune in premiums and get nothing in return – or they can throw themselves at the mercy of a state which has no mercy and be refused the benefits for which their taxes have been paying ever since they were old enough to pay taxes in the first place.

Either way, Unum wins. For younger readers, it’s like the plot of the prequel trilogy in the Star Wars saga, where the character who becomes the Emperor engineers a war in which he controls both sides. So you see? Those films weren’t as bad as we all thought.

But of course, any person or organisation that intentionally creates a parallel between itself and the most evil character in recent fiction should absolutely not be anywhere near the real-life political decision-makers of this or any other country.

That’s why Mo Stewart, the retired healthcare professional and disability researcher who has spent four years examining the relationship between Unum and the UK government, has contacted Ms McGuire, demanding to know why she is having anything to do with the firm.

She wrote: “Given the amount of evidence against the practice of the dangerous corporate giant, Unum Insurance, and the fact that Labour MPs have exposed their influence with government during debate, the British disabled community are wondering why you would chose to host a fringe meeting by Unum at the conference on Monday?

“‘New Thinking on the Welfare State’ it seems is the title of the meeting, and they should know since Unum have been helping to systematically destroy the welfare state, as welcomed by various governments, since 1994.

“If you were planning to cause offence, you couldn’t have done a better job.

“Keep betraying the British disabled people and you’ll be waiting in the wings for a lot longer before Labour ever return to Government.

“I have spent the past 4 years exposing the links between the DWP, Atos Healthcare & UNUM Insurance. Some of your colleagues are very familiar with my work, which is to be considered by the UN within weeks, and I suggest that if you wish to be taken seriously as the Shadow Minister for Disabled People then you need to be familiar with this evidence.”

This blog wholeheartedly supports Mo Stewart’s position.

If you want to add your support, you can contact Anne McGuire by emailing anne.mcguire.mp@parliament.uk – and you might wish to include Ed Miliband and Liam Byrne (while he’s still there): ed.miliband.mp@parliament.uk and byrnel@parliament.uk

If you’d like to do more, feel free to broadcast that facts about Unum as widely as you can. There seems to be a media blackout on mention of this criminal organisation’s involvement with the state, so you cannot rely on the national news media. This means word of mouth – viral networking – is the only alternative.

Spread the word.

Oh, and Ed? Mr Miliband? We’ll all be waiting for you to make a slightly more solid commitment to the British people. You know what it is because we’ve made it perfectly clear already:

New policies on sickness, disability and incapacity benefits that are humane to claimants and rely on real medical evidence – not the opinions of an unqualified ‘decision-maker’ at the DWP.

Expel Unum from any position in which it may influence the government – including fringe events at party conferences. This may mean dismantling the DWP altogether as that organisation appears to have been terminally compromised.

End the work capability assessments. Find a different way to assess people’s ability to work – perhaps one that involves knowledge of what jobs are available and whether employers have any intention to take on people with limited abilities… Something practical, rather than the dribble that masquerades as current government policy.

And, for goodness’ sake, get rid of Byrne (and McGuire… and let’s not forget Stephen Timms) and replace them with backbenchers who actually understand and sympathise with the plight of benefit claimants who have been made to suffer under a needlessly brutal system.

You don’t dare betray the British people again.

If you do, you’ll have more than eggs to dodge, whenever you dare show your face in public.

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Catch-22 for PIP-claiming taxpayers, while giant corporations pay no taxes at all

11 Tuesday Jun 2013

Posted by Mike Sivier in Benefits, Business, Conservative Party, council tax, Disability, Health, Housing, Liberal Democrats, People, Politics, Public services, Tax, UK, USA

≈ 8 Comments

Tags

allowance, Atos, bedroom tax, benefit, benefits, biopsychosocial, Catch-22, Chancellor, Coalition, Conservative, corporation, council tax reduction scheme, David Cameron, Democrat, Department for Work and Pensions, descriptor, disability, Disability Living Allowance, disabled, DLA, DWP, employment, ESA, fit, George Osborne, government, health, Liberal, Mike Sivier, mikesivier, Mo Stewart, Personal Independence Payment, Pickles Poll Tax, PIP, politics, sick, social security, support, tax, Thames Water, Tories, Tory, unum, Vox Political, WCA, welfare, work, work capability assessment, work-related activity


A drop in the ocean:  That's what your taxes are, in comparison to the £30,450,000 owed by Thames Water in corporation tax this year. But Thames Water is paying nothing and, if you have to claim PIP or ESA in the future, that's what you're likely to get, in spite of paying up on time and in full.

A drop in the ocean: That’s what your taxes are, in comparison to the £30,450,000 owed by Thames Water in corporation tax this year. But Thames Water is paying nothing and, even though you’ve paid up on time and in full, if you have to claim PIP or ESA in the future, nothing is what you’re likely to get.

“Unum Provident is an outlaw company. It is a company that has operated in an illegal fashion for years.” – California Department of Insurance Commissioner, John Garamendi, 2005.

Is there really a connection between the roll-out of the government’s new Personal Independence Payment scam, outlawed (in the US) insurance company Unum, and the fact that Thames Water didn’t pay any taxes for the last financial year, despite profits totalling around £145 million?

Would any of you be surprised to read that the answer is yes?

PIP, the replacement for Disability Living Allowance, entered the second stage of its roll-out yesterday, when new claimants of working age, applying for disability benefit, were told they would be asking for it rather than DLA. New claimants in northern England have been applying for PIP since April.

The new system follows very closely the pattern established by the claim system for Employment and Support Allowance. ESA claim forms ask sick or disabled people to relate their symptoms to a series of ‘descriptors’, using ‘yes’ or ‘no’ answers (there is space to describe the individual issues but we have no proof that this receives any consideration at all).

The descriptors are based on a perversion of the so-called ‘biopsychosocial model’, created by American company Unum Provident to provide a defensible excuse for refusing to pay out on disability claims, at a time when the company was finding it hard to come up with the cash. Unfortunately (for Unum) the US legal system decided the excuse was not defensible after all and ordered Unum to reconsider 200,000 claims, back in 2006. Unfortunately (for British disability claimants) by then Unum already had its claws in the UK’s Department for Work and Pensions. For more on Unum, see Mo Stewart’s excellent series of reports, written over a three-year investigative period, here and here.

At least one major newspaper reported last year that the Atos-run work capability assessments were finding 70 per cent of ESA claimants fit for work. Of the remaining 30 per cent, 17 were put in the work-related activity group, meaning they were being asked to recover within one calendar year of the benefit being awarded, no matter what their condition. The remaining 13 per cent were put in the support group, which allows indefinite continuation of their claims.

Official government figures put entitlement for the benefit at 99.6 per cent. Less than half of one per cent of claims have been found to be fraudulent.

So there’s a bit of a credibility gap in the government’s system, isn’t there? A gap spanning 69.6 per cent of claimants at best, and 86.6 per cent at worst.

That is the Unum influence. The government has taken this company’s criminal (in America) scheme to deprive insurance policyholders of their payouts and applied it to the national insurance scheme that is the British benefits system, in order to deprive UK citizens of their benefits and rob them of the rewards due to them for paying their taxes.

Let’s all remember, please, that the majority of people claiming ESA have paid their taxes, on time and in full. How many big businesses operating in this country can say the same?

Not Thames Water, that’s for sure. The BBC reported yesterday that the UK’s biggest water firm, which is privately-owned, paid no corporation tax in the last financial year, despite making £145 million in (it says here) pre-tax profit.

The company says this is because it has offset the interest payments on its debts against its tax liability, and claimed allowances on capital project spending. It has been seeking government support for a £4.1bn project to build a new “super sewer” under the Thames, as reported in Vox Political last year.

The total amount of tax owed but offset in this manner is around £1 billion – but let’s not forget that this amount may drop. Part-time Chancellor George Osborne has already cut corporation tax by a quarter (from 28 per cent in 2010 to 21 per cent now) and there is no evidence that he won’t carry on slashing it, to help out his big business buddies and royally screw up the public finances.

Thames Water increased its bills by 6.7 per cent last year. It has reported an increase in revenues of six per cent. Doesn’t that mean that it only needed to raise its bills by 0.7 per cent in order to maintain profits? Doesn’t that mean that the remainder of that increase is down to the greed of its private shareholders, amounting to nothing less than robbery of the 14 million customers who – in this great era of consumer choice, ushered in by David Cameron – have absolutely no alternative water suppliers at all?

I wouldn’t want to be living in the Thames Water catchment area and applying for PIP right now. Also, what if you’re in that position, but living on social housing that the government decides is too big for you, triggering Bedroom Tax payments? How are you going to pay what you’ll owe on the Council Tax Reduction Scheme (the Pickles Poll Tax)?

If you’re in that position, just remember it’s a Conservative-led government that put you there, in Coalition with the Liberal Democrats. Did you vote for either of them in 2010?

If so, will you do it again in 2015?

If you say yes, you’ll be entitled to PIP on grounds of insanity – but then the government will lose voters, so that won’t be allowed.

Catch-22.

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