I’d recommend their local credit union (if one operates nearby).
The DWP have today released guidance on what’s left of the Social Fund which completely ignores the replacement for Crisis Loans – arguably one of the most vital sources of support for people in an emergency.
Crisis Loans were small sums of money which could be borrowed from the government to cover periods of hardship due to benefit delays or household emergencies. Often they were used to provide vital support when someone had been a victim of crime, or faced a flood, fire or other personal disaster.
The loans were rarely more than £60 and had an almost 100% repayment rate, meaning the cost to the tax payer was almost zero. Despite this, they were abolished completely on the 1st April this year in a petty and spiteful move by Iain Duncan Smith which is likely to leave the poorest dependent on both legal and illegal loan sharks.
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